Salem County, VA: Home-Insurance Distress & Forced-Sale Pressure
Salem County, VA: 24/100 (low) home-insurance distress; Salem, VA band LOW; Salem, VA #2,001 of 3,222 counties; Salem, VA #58 of 133 in Virginia; raw Salem, VA 27.7; Salem, VA coverage multiplier 0.85.
FEMA hazard, Salem, VA: 0/100; Salem, VA declarations, three years: 2; Salem, VA five-year count 2 (severity 4.0); Salem, VA ten-year 2.
Declared incidents on the Salem, VA record: 2026 Winter Storm 2 (Salem, VA).
NFIP claims, Salem, VA, three years: 12; Salem, VA payouts $46,869; per Salem, VA claim $3,906; Salem, VA claim-stress 69/100.
Salem, VA monthly score: 24 in every month from March 2026 (Salem, VA) through October 2026.
Salem, VA components: NFIP claims 69; Salem, VA retreat index 24; Salem, VA climate multiplier 0.85.
Construction distress, Salem, VA: 51/100 as of August 2026 (Salem, VA: 28/100 one-to-four unit, 100/100 multifamily).
Salem, VA ZIPs, June 2026 (Salem, VA, 1 highest): score 0 (Salem, VA), climate 51 (Salem, VA): 24153.
DLRadar rescores Salem, VA monthly; Salem, VA readings join Salem, VA foreclosure, lien and ownership parcels (Salem, VA), so cost-squeezed Salem, VA owners surface before listing.
Inside Virginia, Salem County ranks 58th of 133 counties for home-insurance distress at 24/100; Hampton County (24/100) sits just above Salem County, and Portsmouth County (24/100) sits just below Salem County.
Deterministic. Every Salem County, VA signal traces to a public Salem dataset (FEMA, NFIP, Census for Salem, VA) · how insurance distress works in Salem, VA · methodology
FAQ: Salem County, VA insurance distress
What is the Salem County, VA home-insurance-distress score?
Salem, VA: 24/100 (LOW), #2,001 of 3,222, #58 in Virginia. FEMA hazard, Salem, VA: 0/100; NFIP stress, Salem, VA: 69/100; construction, Salem, VA: 51/100; Salem, VA rescores monthly.
Is Salem County insurance distress getting better or worse (VA)?
Salem, VA: 24 in March 2026; Salem, VA: 24 in October 2026 (unchanged); Salem, VA NFIP claims score 69.
How many flood-insurance claims has Salem County, VA had?
Salem, VA: 12 NFIP claims, three years; Salem, VA paid $46,869; per Salem, VA claim $3,906; carriers reprice Salem, VA against that record.
Which Salem County ZIP codes carry the most insurance distress (VA)?
Salem, VA, June 2026: 24153 at 0; Salem, VA climate scores there: 51.
Why does Salem, VA insurance distress create sellers?
A Salem, VA premium outruns the Salem, VA budget; a carrier leaves Salem, VA; Salem, VA carrying cost passes plan; Salem, VA owners sell while current; Salem, VA insurance distress leads Salem, VA foreclosure data.