Scott County, VA: Home-Insurance Distress & Forced-Sale Pressure
Scott County, VA: 74/100 (severe) home-insurance distress; Scott, VA band MEDIUM; Scott, VA #518 of 3,222 counties; Scott, VA #17 of 133 in Virginia; raw Scott, VA 78.7.
FEMA hazard, Scott, VA: 84/100; Scott, VA declarations, three years: 12; Scott, VA perils: 6 tropical-storm, 3 severe-storm; Scott, VA five-year count 8 (severity 14.0); Scott, VA ten-year 8; hazard-weighted, Scott, VA: 21.0.
Declared incidents on the Scott, VA record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Scott, VA); 2024 Tropical Storm 4 (Scott, VA).
NFIP claims, Scott, VA, three years: 2; Scott, VA payouts $16,107; per Scott, VA claim $8,054; Scott, VA claim-stress 60/100.
Scott, VA monthly score held, 74 (March 2026) to 74 (October 2026); Scott, VA by month: March 74, April 74, May 79, June 79 (Scott, VA), July 76, August 78, September 82, October 74.
Scott, VA components: climate 83, NFIP claims 60; Scott, VA retreat index 74.
Construction distress, Scott, VA: 40/100 as of August 2026 (Scott, VA: 43/100 one-to-four unit, 2/100 multifamily).
Scott, VA ZIPs, June 2026 (Scott, VA, 12 highest): score 0 (Scott, VA), climate 51 (Scott, VA): 37642; score 0 (Scott, VA), climate 47 (Scott, VA): 24219; score 0 (Scott, VA), climate 43 (Scott, VA): 24221; score 0 (Scott, VA), climate 42 (Scott, VA): 24202; score 0 (Scott, VA), climate 37 (Scott, VA): 24244; score 0 (Scott, VA), climate 36 (Scott, VA): 24230, 24258; score 0 (Scott, VA), climate 35 (Scott, VA): 24245, 24250, 24251, 24271, Scott, VA 24290.
DLRadar rescores Scott, VA monthly; Scott, VA readings join Scott, VA foreclosure, lien and ownership parcels (Scott, VA), so cost-squeezed Scott, VA owners surface before listing.
Inside Virginia, Scott County ranks 17th of 133 counties for home-insurance distress at 74/100; Danville County (75/100) sits just above Scott County, and Norton County (73/100) sits just below Scott County.
Deterministic. Every Scott County, VA signal traces to a public Scott dataset (FEMA, NFIP, Census for Scott, VA) · how insurance distress works in Scott, VA · methodology
FAQ: Scott County, VA insurance distress
What is the Scott County, VA home-insurance-distress score?
Scott, VA: 74/100 (MEDIUM), #518 of 3,222, #17 in Virginia. FEMA hazard, Scott, VA: 84/100; NFIP stress, Scott, VA: 60/100; construction, Scott, VA: 40/100; Scott, VA rescores monthly.
Is Scott County insurance distress getting better or worse (VA)?
Scott, VA: 74 in March 2026; Scott, VA: 74 in October 2026 (unchanged); Scott, VA climate component 83; Scott, VA NFIP claims score 60.
How many flood-insurance claims has Scott County, VA had?
Scott, VA: 2 NFIP claims, three years; Scott, VA paid $16,107; per Scott, VA claim $8,054; carriers reprice Scott, VA against that record.
Which Scott County ZIP codes carry the most insurance distress (VA)?
Scott, VA, June 2026: 37642 at 0, 24219 at 0, 24221 at 0, 24202 at 0; Scott, VA climate scores there: 51, 47, 43, 42.
Why does Scott, VA insurance distress create sellers?
A Scott, VA premium outruns the Scott, VA budget; a carrier leaves Scott, VA; Scott, VA carrying cost passes plan; Scott, VA owners sell while current; Scott, VA insurance distress leads Scott, VA foreclosure data.