Stafford County, VA: Home-Insurance Distress & Forced-Sale Pressure
Stafford County, VA: 21/100 (low) home-insurance distress; Stafford, VA band LOW; Stafford, VA #2,284 of 3,222 counties; Stafford, VA #78 of 133 in Virginia; raw Stafford, VA 24.2; Stafford, VA coverage multiplier 0.85.
FEMA hazard, Stafford, VA: 0/100; Stafford, VA declarations, three years: 2; Stafford, VA five-year count 2 (severity 4.0); Stafford, VA ten-year 2.
Declared incidents on the Stafford, VA record: 2026 Winter Storm 2 (Stafford, VA).
NFIP claims, Stafford, VA, three years: 5; Stafford, VA payouts $6,489; per Stafford, VA claim $1,298; Stafford, VA claim-stress 61/100.
Stafford, VA monthly score fell, 22 (March 2026) to 21 (October 2026); Stafford, VA by month: March 22, April 22, May 22, June 22 (Stafford, VA), July 22, August 22, September 22, October 21.
Stafford, VA components: NFIP claims 61; Stafford, VA retreat index 21; Stafford, VA climate multiplier 0.85.
Construction distress, Stafford, VA: 0/100 as of August 2026 (Stafford, VA: 1/100 one-to-four unit, 0/100 multifamily).
Stafford, VA ZIPs, June 2026 (Stafford, VA, 5 highest): score 0 (Stafford, VA), climate 74 (Stafford, VA): 22134; score 0 (Stafford, VA), climate 71 (Stafford, VA): 22405, 22554, 22556; score 0 (Stafford, VA), climate 70 (Stafford, VA): 22406.
DLRadar rescores Stafford, VA monthly; Stafford, VA readings join Stafford, VA foreclosure, lien and ownership parcels (Stafford, VA), so cost-squeezed Stafford, VA owners surface before listing.
Inside Virginia, Stafford County ranks 78th of 133 counties for home-insurance distress at 21/100; Prince Edward County (21/100) sits just above Stafford County, and Emporia County (20/100) sits just below Stafford County.
Deterministic. Every Stafford County, VA signal traces to a public Stafford dataset (FEMA, NFIP, Census for Stafford, VA) · how insurance distress works in Stafford, VA · methodology
FAQ: Stafford County, VA insurance distress
What is the Stafford County, VA home-insurance-distress score?
Stafford, VA: 21/100 (LOW), #2,284 of 3,222, #78 in Virginia. FEMA hazard, Stafford, VA: 0/100; NFIP stress, Stafford, VA: 61/100; construction, Stafford, VA: 0/100; Stafford, VA rescores monthly.
Is Stafford County insurance distress getting better or worse (VA)?
Stafford, VA: 22 in March 2026; Stafford, VA: 21 in October 2026 (better); Stafford, VA NFIP claims score 61.
How many flood-insurance claims has Stafford County, VA had?
Stafford, VA: 5 NFIP claims, three years; Stafford, VA paid $6,489; per Stafford, VA claim $1,298; carriers reprice Stafford, VA against that record.
Which Stafford County ZIP codes carry the most insurance distress (VA)?
Stafford, VA, June 2026: 22134 at 0, 22405 at 0, 22554 at 0, 22556 at 0; Stafford, VA climate scores there: 74, 71, 71, 71.
Why does Stafford, VA insurance distress create sellers?
A Stafford, VA premium outruns the Stafford, VA budget; a carrier leaves Stafford, VA; Stafford, VA carrying cost passes plan; Stafford, VA owners sell while current; Stafford, VA insurance distress leads Stafford, VA foreclosure data.