Suffolk County, VA: Home-Insurance Distress & Forced-Sale Pressure
Suffolk County, VA: 21/100 (low) home-insurance distress; Suffolk, VA band LOW; Suffolk, VA #2,089 of 3,222 counties; Suffolk, VA #68 of 133 in Virginia; raw Suffolk, VA 24.8; Suffolk, VA coverage multiplier 0.85.
FEMA hazard, Suffolk, VA: 0/100; Suffolk, VA declarations, three years: 2; Suffolk, VA five-year count 2 (severity 4.0); Suffolk, VA ten-year 2.
Declared incidents on the Suffolk, VA record: 2026 Winter Storm 2 (Suffolk, VA).
NFIP claims, Suffolk, VA, three years: 2; Suffolk, VA payouts $23,009; per Suffolk, VA claim $11,504; Suffolk, VA claim-stress 62/100.
Suffolk, VA monthly score fell, 22 (March 2026) to 21 (October 2026); Suffolk, VA by month: March 22, April 22, May 22, June 22 (Suffolk, VA), July 22, August 22, September 22, October 21.
Suffolk, VA components: NFIP claims 62; Suffolk, VA retreat index 21; Suffolk, VA climate multiplier 0.85.
Construction distress, Suffolk, VA: 44/100 as of August 2026 (Suffolk, VA: 44/100 one-to-four unit, 21/100 multifamily).
Suffolk, VA ZIPs, June 2026 (Suffolk, VA, 8 highest): score 0 (Suffolk, VA), climate 83 (Suffolk, VA): 23321; score 0 (Suffolk, VA), climate 64 (Suffolk, VA): 23432, 23433, 23434, 23435, Suffolk, VA 23436, 23437, 23438.
DLRadar rescores Suffolk, VA monthly; Suffolk, VA readings join Suffolk, VA foreclosure, lien and ownership parcels (Suffolk, VA), so cost-squeezed Suffolk, VA owners surface before listing.
Inside Virginia, Suffolk County ranks 68th of 133 counties for home-insurance distress at 21/100; Accomack County (21/100) sits just above Suffolk County, and Waynesboro County (21/100) sits just below Suffolk County.
Deterministic. Every Suffolk County, VA signal traces to a public Suffolk dataset (FEMA, NFIP, Census for Suffolk, VA) · how insurance distress works in Suffolk, VA · methodology
FAQ: Suffolk County, VA insurance distress
What is the Suffolk County, VA home-insurance-distress score?
Suffolk, VA: 21/100 (LOW), #2,089 of 3,222, #68 in Virginia. FEMA hazard, Suffolk, VA: 0/100; NFIP stress, Suffolk, VA: 62/100; construction, Suffolk, VA: 44/100; Suffolk, VA rescores monthly.
Is Suffolk County insurance distress getting better or worse (VA)?
Suffolk, VA: 22 in March 2026; Suffolk, VA: 21 in October 2026 (better); Suffolk, VA NFIP claims score 62.
How many flood-insurance claims has Suffolk County, VA had?
Suffolk, VA: 2 NFIP claims, three years; Suffolk, VA paid $23,009; per Suffolk, VA claim $11,504; carriers reprice Suffolk, VA against that record.
Which Suffolk County ZIP codes carry the most insurance distress (VA)?
Suffolk, VA, June 2026: 23321 at 0, 23432 at 0, 23433 at 0, 23434 at 0; Suffolk, VA climate scores there: 83, 64, 64, 64.
Why does Suffolk, VA insurance distress create sellers?
A Suffolk, VA premium outruns the Suffolk, VA budget; a carrier leaves Suffolk, VA; Suffolk, VA carrying cost passes plan; Suffolk, VA owners sell while current; Suffolk, VA insurance distress leads Suffolk, VA foreclosure data.