Surry County, VA: Home-Insurance Distress & Forced-Sale Pressure
Surry County, VA: 0/100 (low) home-insurance distress; Surry, VA band ZERO; Surry, VA #3,158 of 3,222 counties; Surry, VA #122 of 133 in Virginia; Surry, VA coverage multiplier 0.70.
FEMA hazard, Surry, VA: 0/100; Surry, VA declarations, three years: 2; Surry, VA five-year count 2 (severity 4.0); Surry, VA ten-year 2.
Declared incidents on the Surry, VA record: 2026 Winter Storm 2 (Surry, VA).
NFIP claims, Surry, VA, three years: none; Surry, VA claim-stress 0/100.
Surry, VA monthly score: 0 in every month from March 2026 (Surry, VA) through October 2026.
Surry, VA components: all zero this month; Surry, VA climate multiplier 0.70.
Construction distress, Surry, VA: 56/100 as of August 2026 (Surry, VA: 56/100 one-to-four unit, 1/100 multifamily).
Surry, VA ZIPs, June 2026 (Surry, VA, 10 highest): score 0 (Surry, VA), climate 43 (Surry, VA): 23430; score 0 (Surry, VA), climate 35 (Surry, VA): 23866; score 0 (Surry, VA), climate 19 (Surry, VA): 23842; score 0 (Surry, VA), climate 15 (Surry, VA): 23888; score 0 (Surry, VA), climate 10 (Surry, VA): 23890; score 0 (Surry, VA), climate 9 (Surry, VA): 23881; score 0 (Surry, VA), climate 5 (Surry, VA): 23839, 23846, 23883, 23899.
DLRadar rescores Surry, VA monthly; Surry, VA readings join Surry, VA foreclosure, lien and ownership parcels (Surry, VA), so cost-squeezed Surry, VA owners surface before listing.
Inside Virginia, Surry County ranks 122nd of 133 counties for home-insurance distress at 0/100; Southampton County (0/100) sits just above Surry County, and Westmoreland County (0/100) sits just below Surry County.
Deterministic. Every Surry County, VA signal traces to a public Surry dataset (FEMA, NFIP, Census for Surry, VA) · how insurance distress works in Surry, VA · methodology
FAQ: Surry County, VA insurance distress
What is the Surry County, VA home-insurance-distress score?
Surry, VA: 0/100 (ZERO), #3,158 of 3,222, #122 in Virginia. FEMA hazard, Surry, VA: 0/100; NFIP stress, Surry, VA: 0/100; construction, Surry, VA: 56/100; Surry, VA rescores monthly.
Is Surry County insurance distress getting better or worse (VA)?
Surry, VA: 0 in March 2026; Surry, VA: 0 in October 2026 (unchanged).
Which Surry County ZIP codes carry the most insurance distress (VA)?
Surry, VA, June 2026: 23430 at 0, 23866 at 0, 23842 at 0, 23888 at 0; Surry, VA climate scores there: 43, 35, 19, 15.
Why does Surry, VA insurance distress create sellers?
A Surry, VA premium outruns the Surry, VA budget; a carrier leaves Surry, VA; Surry, VA carrying cost passes plan; Surry, VA owners sell while current; Surry, VA insurance distress leads Surry, VA foreclosure data.