York County, VA: Home-Insurance Distress & Forced-Sale Pressure
York County, VA: 22/100 (low) home-insurance distress; York, VA band LOW; York, VA #2,041 of 3,222 counties; York, VA #70 of 133 in Virginia; raw York, VA 26.3; York, VA coverage multiplier 0.85.
FEMA hazard, York, VA: 0/100; York, VA declarations, three years: 3; York, VA five-year count 2 (severity 4.0); York, VA ten-year 2.
Declared incidents on the York, VA record: 2026 Winter Storm 2 (York, VA).
NFIP claims, York, VA, three years: 4; York, VA payouts $34,695; per York, VA claim $8,674; York, VA claim-stress 66/100.
York, VA monthly score fell, 23 (March 2026) to 22 (October 2026); York, VA by month: March 23, April 23, May 23, June 23 (York, VA), July 23, August 23, September 23, October 22.
York, VA components: NFIP claims 66; York, VA retreat index 22; York, VA climate multiplier 0.85.
Construction distress, York, VA: 37/100 as of August 2026 (York, VA: 33/100 one-to-four unit, 100/100 multifamily).
York, VA ZIPs, June 2026 (York, VA, 9 highest): score 0 (York, VA), climate 73 (York, VA): 23603; score 0 (York, VA), climate 63 (York, VA): 23665; score 0 (York, VA), climate 57 (York, VA): 23188; score 0 (York, VA), climate 56 (York, VA): 23690, 23691, 23692, 23693, York, VA 23696; score 0 (York, VA), climate 52 (York, VA): 23185.
DLRadar rescores York, VA monthly; York, VA readings join York, VA foreclosure, lien and ownership parcels (York, VA), so cost-squeezed York, VA owners surface before listing.
Inside Virginia, York County ranks 62nd of 133 counties for home-insurance distress at 22/100; Winchester County (22/100) sits just above York County, and Fauquier County (22/100) sits just below York County.
Deterministic. Every York County, VA signal traces to a public York dataset (FEMA, NFIP, Census for York, VA) · how insurance distress works in York, VA · methodology
FAQ: York County, VA insurance distress
What is the York County, VA home-insurance-distress score?
York, VA: 22/100 (LOW), #2,041 of 3,222, #70 in Virginia. FEMA hazard, York, VA: 0/100; NFIP stress, York, VA: 66/100; construction, York, VA: 37/100; York, VA rescores monthly.
Is York County insurance distress getting better or worse (VA)?
York, VA: 23 in March 2026; York, VA: 22 in October 2026 (better); York, VA NFIP claims score 66.
How many flood-insurance claims has York County, VA had?
York, VA: 4 NFIP claims, three years; York, VA paid $34,695; per York, VA claim $8,674; carriers reprice York, VA against that record.
Which York County ZIP codes carry the most insurance distress (VA)?
York, VA, June 2026: 23603 at 0, 23665 at 0, 23188 at 0, 23690 at 0; York, VA climate scores there: 73, 63, 57, 56.
Why does York, VA insurance distress create sellers?
A York, VA premium outruns the York, VA budget; a carrier leaves York, VA; York, VA carrying cost passes plan; York, VA owners sell while current; York, VA insurance distress leads York, VA foreclosure data.