Addison County, VT: Home-Insurance Distress & Forced-Sale Pressure
Addison County, VT: 47/100 (elevated) home-insurance distress; Addison, VT band MEDIUM; Addison, VT #1,172 of 3,222 counties; Addison, VT #10 of 14 in Vermont.
FEMA hazard, Addison, VT: 68/100; Addison, VT declarations, three years: 4; Addison, VT perils: 2 tropical-storm, 2 severe-storm; Addison, VT five-year count 10 (severity 12.0); Addison, VT ten-year 10; hazard-weighted, Addison, VT: 8.0.
Declared incidents on the Addison, VT record: 2024 Tropical Storm 2; 2024 Severe Storm 2 (Addison, VT); 2023 Flood 3 (Addison, VT).
NFIP claims, Addison, VT, three years: 1; Addison, VT payouts $0; per Addison, VT claim $0; Addison, VT claim-stress 15/100.
Addison, VT monthly score fell, 51 (March 2026) to 47 (October 2026); Addison, VT by month: March 51, April 51, May 53, June 53 (Addison, VT), July 60, August 50, September 55, October 47.
Addison, VT components: climate 68, NFIP claims 15; Addison, VT retreat index 47.
Construction distress, Addison, VT: 12/100 as of August 2026 (Addison, VT: 13/100 one-to-four unit, 15/100 multifamily).
Addison, VT ZIPs, June 2026 (Addison, VT, 16 highest): score 0 (Addison, VT), climate 72 (Addison, VT): 05462; score 0 (Addison, VT), climate 69 (Addison, VT): 05461; score 0 (Addison, VT), climate 65 (Addison, VT): 05767; score 0 (Addison, VT), climate 51 (Addison, VT): 05669; score 0 (Addison, VT), climate 46 (Addison, VT): 05733; score 0 (Addison, VT), climate 37 (Addison, VT): 05487; score 0 (Addison, VT), climate 35 (Addison, VT): 05778; score 0 (Addison, VT), climate 33 (Addison, VT): 05443, 05456, 05472, 05473, Addison, VT 05491, 05734, 05747, 05748, Addison, VT 05753.
DLRadar rescores Addison, VT monthly; Addison, VT readings join Addison, VT foreclosure, lien and ownership parcels (Addison, VT), so cost-squeezed Addison, VT owners surface before listing.
Inside Vermont, Addison County ranks 10th of 14 counties for home-insurance distress at 47/100; Windham County (49/100) sits just above Addison County, and Essex County (45/100) sits just below Addison County.
Deterministic. Every Addison County, VT signal traces to a public Addison dataset (FEMA, NFIP, Census for Addison, VT) · how insurance distress works in Addison, VT · methodology
FAQ: Addison County, VT insurance distress
What is the Addison County, VT home-insurance-distress score?
Addison, VT: 47/100 (MEDIUM), #1,172 of 3,222, #10 in Vermont. FEMA hazard, Addison, VT: 68/100; NFIP stress, Addison, VT: 15/100; construction, Addison, VT: 12/100; Addison, VT rescores monthly.
Is Addison County insurance distress getting better or worse (VT)?
Addison, VT: 51 in March 2026; Addison, VT: 47 in October 2026 (better); Addison, VT climate component 68; Addison, VT NFIP claims score 15.
How many flood-insurance claims has Addison County, VT had?
Addison, VT: 1 NFIP claims, three years; Addison, VT paid $0; per Addison, VT claim $0; carriers reprice Addison, VT against that record.
Which Addison County ZIP codes carry the most insurance distress (VT)?
Addison, VT, June 2026: 05462 at 0, 05461 at 0, 05767 at 0, 05669 at 0; Addison, VT climate scores there: 72, 69, 65, 51.
Why does Addison, VT insurance distress create sellers?
A Addison, VT premium outruns the Addison, VT budget; a carrier leaves Addison, VT; Addison, VT carrying cost passes plan; Addison, VT owners sell while current; Addison, VT insurance distress leads Addison, VT foreclosure data.