Caledonia County, VT: Home-Insurance Distress & Forced-Sale Pressure
Caledonia County, VT: 84/100 (severe) home-insurance distress; Caledonia, VT band HIGH; Caledonia, VT #245 of 3,222 counties; Caledonia, VT #1 of 14 in Vermont; raw Caledonia, VT 89.3.
FEMA hazard, Caledonia, VT: 78/100; Caledonia, VT declarations, three years: 9; Caledonia, VT perils: 3 tropical-storm, 2 flood, 3 severe-storm; Caledonia, VT five-year count 10 (severity 13.0); Caledonia, VT ten-year 10; hazard-weighted, Caledonia, VT: 18.0.
Declared incidents on the Caledonia, VT record: 2024 Tropical Storm 2; 2024 Severe Storm 2 (Caledonia, VT); 2024 Flood 2; 2023 Flood 2 (Caledonia, VT).
NFIP claims, Caledonia, VT, three years: 47; Caledonia, VT payouts $2,347,998; per Caledonia, VT claim $49,957; Caledonia, VT claim-stress 93/100.
Caledonia, VT monthly score fell, 85 (March 2026) to 84 (October 2026); Caledonia, VT by month: March 85, April 85, May 89, June 89 (Caledonia, VT), July 94, August 88, September 93, October 84.
Caledonia, VT components: climate 77, NFIP claims 93; Caledonia, VT retreat index 84.
Construction distress, Caledonia, VT: 42/100 as of August 2026 (Caledonia, VT: 53/100 one-to-four unit, 11/100 multifamily).
Caledonia, VT ZIPs, June 2026 (Caledonia, VT, 16 highest): score 0 (Caledonia, VT), climate 39 (Caledonia, VT): 05839; score 0 (Caledonia, VT), climate 37 (Caledonia, VT): 05842, 05843; score 0 (Caledonia, VT), climate 35 (Caledonia, VT): 05873; score 0 (Caledonia, VT), climate 34 (Caledonia, VT): 05042, 05046, 05050, 05819, Caledonia, VT 05821, 05828, 05832, 05836, Caledonia, VT 05850, 05851, 05862, 05866.
DLRadar rescores Caledonia, VT monthly; Caledonia, VT readings join Caledonia, VT foreclosure, lien and ownership parcels (Caledonia, VT), so cost-squeezed Caledonia, VT owners surface before listing.
Inside Vermont, Caledonia County ranks 1st of 14 counties for home-insurance distress at 84/100; Lamoille County (82/100) sits just below Caledonia County.
Deterministic. Every Caledonia County, VT signal traces to a public Caledonia dataset (FEMA, NFIP, Census for Caledonia, VT) · how insurance distress works in Caledonia, VT · methodology
FAQ: Caledonia County, VT insurance distress
What is the Caledonia County, VT home-insurance-distress score?
Caledonia, VT: 84/100 (HIGH), #245 of 3,222, #1 in Vermont. FEMA hazard, Caledonia, VT: 78/100; NFIP stress, Caledonia, VT: 93/100; construction, Caledonia, VT: 42/100; Caledonia, VT rescores monthly.
Is Caledonia County insurance distress getting better or worse (VT)?
Caledonia, VT: 85 in March 2026; Caledonia, VT: 84 in October 2026 (better); Caledonia, VT climate component 77; Caledonia, VT NFIP claims score 93.
How many flood-insurance claims has Caledonia County, VT had?
Caledonia, VT: 47 NFIP claims, three years; Caledonia, VT paid $2,347,998; per Caledonia, VT claim $49,957; carriers reprice Caledonia, VT against that record.
Which Caledonia County ZIP codes carry the most insurance distress (VT)?
Caledonia, VT, June 2026: 05839 at 0, 05842 at 0, 05843 at 0, 05873 at 0; Caledonia, VT climate scores there: 39, 37, 37, 35.
Why does Caledonia, VT insurance distress create sellers?
A Caledonia, VT premium outruns the Caledonia, VT budget; a carrier leaves Caledonia, VT; Caledonia, VT carrying cost passes plan; Caledonia, VT owners sell while current; Caledonia, VT insurance distress leads Caledonia, VT foreclosure data.