Lamoille County, VT: Home-Insurance Distress & Forced-Sale Pressure
Lamoille County, VT: 82/100 (severe) home-insurance distress; Lamoille, VT band HIGH; Lamoille, VT #299 of 3,222 counties; Lamoille, VT #2 of 14 in Vermont.
FEMA hazard, Lamoille, VT: 89/100; Lamoille, VT declarations, three years: 10; Lamoille, VT perils: 2 tropical-storm, 2 flood, 6 severe-storm; Lamoille, VT five-year count 16 (severity 21.0); Lamoille, VT ten-year 16; hazard-weighted, Lamoille, VT: 16.0.
Declared incidents on the Lamoille, VT record: 2024 Severe Storm 6; 2024 Tropical Storm 2 (Lamoille, VT); 2024 Flood 2; 2023 Severe Storm 2 (Lamoille, VT); 2023 Flood 2 (Lamoille, VT).
NFIP claims, Lamoille, VT, three years: 12; Lamoille, VT payouts $68,159; per Lamoille, VT claim $5,680; Lamoille, VT claim-stress 71/100.
Lamoille, VT monthly score fell, 84 (March 2026) to 81 (October 2026); Lamoille, VT by month: March 84, April 84, May 86, June 86 (Lamoille, VT), July 89, August 85, September 88, October 81.
Lamoille, VT components: climate 88, NFIP claims 71; Lamoille, VT retreat index 81.
Construction distress, Lamoille, VT: 25/100 as of August 2026 (Lamoille, VT: 65/100 one-to-four unit, 0/100 multifamily).
Lamoille, VT ZIPs, June 2026 (Lamoille, VT, 11 highest): score 0 (Lamoille, VT), climate 32 (Lamoille, VT): 05444; score 0 (Lamoille, VT), climate 30 (Lamoille, VT): 05464; score 0 (Lamoille, VT), climate 28 (Lamoille, VT): 05442, 05492, 05652, 05653, Lamoille, VT 05655, 05656, 05661, 05672, Lamoille, VT 05680.
DLRadar rescores Lamoille, VT monthly; Lamoille, VT readings join Lamoille, VT foreclosure, lien and ownership parcels (Lamoille, VT), so cost-squeezed Lamoille, VT owners surface before listing.
Inside Vermont, Lamoille County ranks 2nd of 14 counties for home-insurance distress at 82/100; Caledonia County (84/100) sits just above Lamoille County, and Orleans County (82/100) sits just below Lamoille County.
Deterministic. Every Lamoille County, VT signal traces to a public Lamoille dataset (FEMA, NFIP, Census for Lamoille, VT) · how insurance distress works in Lamoille, VT · methodology
FAQ: Lamoille County, VT insurance distress
What is the Lamoille County, VT home-insurance-distress score?
Lamoille, VT: 82/100 (HIGH), #299 of 3,222, #2 in Vermont. FEMA hazard, Lamoille, VT: 89/100; NFIP stress, Lamoille, VT: 71/100; construction, Lamoille, VT: 25/100; Lamoille, VT rescores monthly.
Is Lamoille County insurance distress getting better or worse (VT)?
Lamoille, VT: 84 in March 2026; Lamoille, VT: 81 in October 2026 (better); Lamoille, VT climate component 88; Lamoille, VT NFIP claims score 71.
How many flood-insurance claims has Lamoille County, VT had?
Lamoille, VT: 12 NFIP claims, three years; Lamoille, VT paid $68,159; per Lamoille, VT claim $5,680; carriers reprice Lamoille, VT against that record.
Which Lamoille County ZIP codes carry the most insurance distress (VT)?
Lamoille, VT, June 2026: 05444 at 0, 05464 at 0, 05442 at 0, 05492 at 0; Lamoille, VT climate scores there: 32, 30, 28, 28.
Why does Lamoille, VT insurance distress create sellers?
A Lamoille, VT premium outruns the Lamoille, VT budget; a carrier leaves Lamoille, VT; Lamoille, VT carrying cost passes plan; Lamoille, VT owners sell while current; Lamoille, VT insurance distress leads Lamoille, VT foreclosure data.