Orleans County, VT: Home-Insurance Distress & Forced-Sale Pressure
Orleans County, VT: 82/100 (severe) home-insurance distress; Orleans, VT band HIGH; Orleans, VT #306 of 3,222 counties; Orleans, VT #3 of 14 in Vermont.
FEMA hazard, Orleans, VT: 89/100; Orleans, VT declarations, three years: 10; Orleans, VT perils: 2 tropical-storm, 2 flood, 6 severe-storm; Orleans, VT five-year count 16 (severity 21.0); Orleans, VT ten-year 16; hazard-weighted, Orleans, VT: 16.0.
Declared incidents on the Orleans, VT record: 2024 Severe Storm 6; 2024 Tropical Storm 2 (Orleans, VT); 2024 Flood 2; 2023 Severe Storm 2 (Orleans, VT); 2023 Flood 2 (Orleans, VT).
NFIP claims, Orleans, VT, three years: 5; Orleans, VT payouts $68,609; per Orleans, VT claim $13,722; Orleans, VT claim-stress 71/100.
Orleans, VT monthly score fell, 84 (March 2026) to 81 (October 2026); Orleans, VT by month: March 84, April 84, May 86, June 86 (Orleans, VT), July 89, August 85, September 88, October 81.
Orleans, VT components: climate 88, NFIP claims 71; Orleans, VT retreat index 81.
Construction distress, Orleans, VT: 95/100 as of August 2026 (Orleans, VT: 64/100 one-to-four unit, 100/100 multifamily).
Orleans, VT ZIPs, June 2026 (Orleans, VT, 16 highest): score 0 (Orleans, VT), climate 39 (Orleans, VT): 05820, 05822, 05825, 05826, Orleans, VT 05827, 05829, 05830, 05833, Orleans, VT 05839, 05841, 05845, 05847, Orleans, VT 05853, 05855, 05857, 05859.
DLRadar rescores Orleans, VT monthly; Orleans, VT readings join Orleans, VT foreclosure, lien and ownership parcels (Orleans, VT), so cost-squeezed Orleans, VT owners surface before listing.
Inside Vermont, Orleans County ranks 3rd of 14 counties for home-insurance distress at 82/100; Lamoille County (82/100) sits just above Orleans County, and Chittenden County (79/100) sits just below Orleans County.
Deterministic. Every Orleans County, VT signal traces to a public Orleans dataset (FEMA, NFIP, Census for Orleans, VT) · how insurance distress works in Orleans, VT · methodology
FAQ: Orleans County, VT insurance distress
What is the Orleans County, VT home-insurance-distress score?
Orleans, VT: 82/100 (HIGH), #306 of 3,222, #3 in Vermont. FEMA hazard, Orleans, VT: 89/100; NFIP stress, Orleans, VT: 71/100; construction, Orleans, VT: 95/100; Orleans, VT rescores monthly.
Is Orleans County insurance distress getting better or worse (VT)?
Orleans, VT: 84 in March 2026; Orleans, VT: 81 in October 2026 (better); Orleans, VT climate component 88; Orleans, VT NFIP claims score 71.
How many flood-insurance claims has Orleans County, VT had?
Orleans, VT: 5 NFIP claims, three years; Orleans, VT paid $68,609; per Orleans, VT claim $13,722; carriers reprice Orleans, VT against that record.
Which Orleans County ZIP codes carry the most insurance distress (VT)?
Orleans, VT, June 2026: 05820 at 0, 05822 at 0, 05825 at 0, 05826 at 0; Orleans, VT climate scores there: 39, 39, 39, 39.
Why does Orleans, VT insurance distress create sellers?
A Orleans, VT premium outruns the Orleans, VT budget; a carrier leaves Orleans, VT; Orleans, VT carrying cost passes plan; Orleans, VT owners sell while current; Orleans, VT insurance distress leads Orleans, VT foreclosure data.