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Windham County, VT: Home-Insurance Distress & Forced-Sale Pressure

Windham County, VT: 49/100 (elevated) home-insurance distress; Windham, VT band MEDIUM; Windham, VT #1,126 of 3,222 counties; Windham, VT #9 of 14 in Vermont.

FEMA hazard, Windham, VT: 68/100; Windham, VT declarations, three years: 4; Windham, VT perils: 2 tropical-storm, 2 severe-storm; Windham, VT five-year count 8 (severity 10.0); Windham, VT ten-year 8; hazard-weighted, Windham, VT: 8.0.

Declared incidents on the Windham, VT record: 2024 Tropical Storm 2; 2024 Severe Storm 2 (Windham, VT); 2023 Flood 2 (Windham, VT).

NFIP claims, Windham, VT, three years: 2; Windham, VT payouts $0; per Windham, VT claim $0; Windham, VT claim-stress 19/100.

Windham, VT monthly score fell, 51 (March 2026) to 48 (October 2026); Windham, VT by month: March 51, April 51, May 54, June 54 (Windham, VT), July 61, August 51, September 56, October 48.

Windham, VT components: climate 68, NFIP claims 19; Windham, VT retreat index 48.

Construction distress, Windham, VT: 69/100 as of August 2026 (Windham, VT: 70/100 one-to-four unit, 25/100 multifamily).

Windham, VT ZIPs, June 2026 (Windham, VT, 16 highest): score 0 (Windham, VT), climate 63 (Windham, VT): 05143; score 0 (Windham, VT), climate 59 (Windham, VT): 05101, 05141, 05146, 05154, Windham, VT 05155, 05158, 05301, 05341, Windham, VT 05342, 05343, 05344, 05345, Windham, VT 05346, 05351, 05353.

DLRadar rescores Windham, VT monthly; Windham, VT readings join Windham, VT foreclosure, lien and ownership parcels (Windham, VT), so cost-squeezed Windham, VT owners surface before listing.

Inside Vermont, Windham County ranks 9th of 14 counties for home-insurance distress at 49/100; Windsor County (50/100) sits just above Windham County, and Addison County (47/100) sits just below Windham County.

Insurance distress
49/100
Windham, VT: MEDIUM
National rank
#1126
Windham, VT: of 3,222 counties
FEMA hazard
68/100
Windham County hazard
NFIP claim stress
19/100
Windham, VT 3-year
Flood claims (3y)
2
Windham, VT
Claims paid (3y)
$0
Windham, VT payouts
Per claim
$0
Windham, VT
Construction distress
69/100
Windham, VT

Deterministic. Every Windham County, VT signal traces to a public Windham dataset (FEMA, NFIP, Census for Windham, VT) · how insurance distress works in Windham, VT · methodology

FAQ: Windham County, VT insurance distress

What is the Windham County, VT home-insurance-distress score?

Windham, VT: 49/100 (MEDIUM), #1,126 of 3,222, #9 in Vermont. FEMA hazard, Windham, VT: 68/100; NFIP stress, Windham, VT: 19/100; construction, Windham, VT: 69/100; Windham, VT rescores monthly.

Is Windham County insurance distress getting better or worse (VT)?

Windham, VT: 51 in March 2026; Windham, VT: 48 in October 2026 (better); Windham, VT climate component 68; Windham, VT NFIP claims score 19.

How many flood-insurance claims has Windham County, VT had?

Windham, VT: 2 NFIP claims, three years; Windham, VT paid $0; per Windham, VT claim $0; carriers reprice Windham, VT against that record.

Which Windham County ZIP codes carry the most insurance distress (VT)?

Windham, VT, June 2026: 05143 at 0, 05101 at 0, 05141 at 0, 05146 at 0; Windham, VT climate scores there: 63, 59, 59, 59.

Why does Windham, VT insurance distress create sellers?

A Windham, VT premium outruns the Windham, VT budget; a carrier leaves Windham, VT; Windham, VT carrying cost passes plan; Windham, VT owners sell while current; Windham, VT insurance distress leads Windham, VT foreclosure data.

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