Adams County, WA: Home-Insurance Distress & Forced-Sale Pressure
Adams County, WA: 19/100 (low) home-insurance distress; Adams, WA band LOW; Adams, WA #2,345 of 3,222 counties; Adams, WA #33 of 39 in Washington; raw Adams, WA 22.7; Adams, WA coverage multiplier 0.85.
FEMA hazard, Adams, WA: 0/100; Adams, WA declarations, three years: none.
NFIP claims, Adams, WA, three years: 3; Adams, WA payouts $2,435; per Adams, WA claim $812; Adams, WA claim-stress 57/100.
Adams, WA monthly score fell, 22 (March 2026) to 19 (October 2026); Adams, WA by month: March 22, April 22, May 22, June 22 (Adams, WA), July 22, August 22, September 22, October 19.
Adams, WA components: NFIP claims 57; Adams, WA retreat index 19; Adams, WA climate multiplier 0.85.
Construction distress, Adams, WA: 66/100 as of August 2026 (Adams, WA: 72/100 one-to-four unit, 57/100 multifamily).
Adams, WA ZIPs, June 2026 (Adams, WA, 11 highest): score 0 (Adams, WA), climate 68 (Adams, WA): 99326; score 0 (Adams, WA), climate 67 (Adams, WA): 98832; score 0 (Adams, WA), climate 59 (Adams, WA): 98857; score 0 (Adams, WA), climate 48 (Adams, WA): 99032; score 0 (Adams, WA), climate 42 (Adams, WA): 99159, 99333; score 0 (Adams, WA), climate 41 (Adams, WA): 99344; score 0 (Adams, WA), climate 34 (Adams, WA): 99371; score 0 (Adams, WA), climate 26 (Adams, WA): 99169; score 0 (Adams, WA), climate 24 (Adams, WA): 99105, 99341.
DLRadar rescores Adams, WA monthly; Adams, WA readings join Adams, WA foreclosure, lien and ownership parcels (Adams, WA), so cost-squeezed Adams, WA owners surface before listing.
Inside Washington, Adams County ranks 33rd of 39 counties for home-insurance distress at 19/100; Walla Walla County (24/100) sits just above Adams County, and Grant County (7/100) sits just below Adams County.
Deterministic. Every Adams County, WA signal traces to a public Adams dataset (FEMA, NFIP, Census for Adams, WA) · how insurance distress works in Adams, WA · methodology
FAQ: Adams County, WA insurance distress
What is the Adams County, WA home-insurance-distress score?
Adams, WA: 19/100 (LOW), #2,345 of 3,222, #33 in Washington. FEMA hazard, Adams, WA: 0/100; NFIP stress, Adams, WA: 57/100; construction, Adams, WA: 66/100; Adams, WA rescores monthly.
Is Adams County insurance distress getting better or worse (WA)?
Adams, WA: 22 in March 2026; Adams, WA: 19 in October 2026 (better); Adams, WA NFIP claims score 57.
How many flood-insurance claims has Adams County, WA had?
Adams, WA: 3 NFIP claims, three years; Adams, WA paid $2,435; per Adams, WA claim $812; carriers reprice Adams, WA against that record.
Which Adams County ZIP codes carry the most insurance distress (WA)?
Adams, WA, June 2026: 99326 at 0, 98832 at 0, 98857 at 0, 99032 at 0; Adams, WA climate scores there: 68, 67, 59, 48.
Why does Adams, WA insurance distress create sellers?
A Adams, WA premium outruns the Adams, WA budget; a carrier leaves Adams, WA; Adams, WA carrying cost passes plan; Adams, WA owners sell while current; Adams, WA insurance distress leads Adams, WA foreclosure data.