Chelan County, WA: Home-Insurance Distress & Forced-Sale Pressure
Chelan County, WA: 91/100 (severe) home-insurance distress; Chelan, WA band HIGH; Chelan, WA #97 of 3,222 counties; Chelan, WA #1 of 39 in Washington; raw Chelan, WA 93.6.
FEMA hazard, Chelan, WA: 89/100; Chelan, WA declarations, three years: 12; Chelan, WA perils: 4 flood, 4 fire; Chelan, WA five-year count 4 (severity 8.0); Chelan, WA ten-year 4; hazard-weighted, Chelan, WA: 24.0.
Declared incidents on the Chelan, WA record: 2026 Flood 2; 2026 Fire 2 (Chelan, WA); 2025 Flood 2; 2025 Fire 2 (Chelan, WA).
NFIP claims, Chelan, WA, three years: 31; Chelan, WA payouts $1,827,368; per Chelan, WA claim $58,947; Chelan, WA claim-stress 93/100.
Chelan, WA monthly score rose, 79 (March 2026) to 90 (October 2026); Chelan, WA by month: March 79, April 79, May 88, June 88 (Chelan, WA), July 85, August 91, September 94, October 90.
Chelan, WA components: climate 88, NFIP claims 93; Chelan, WA retreat index 90.
Construction distress, Chelan, WA: 68/100 as of August 2026 (Chelan, WA: 50/100 one-to-four unit, 86/100 multifamily).
Chelan, WA ZIPs, June 2026 (Chelan, WA, 14 highest): score 0 (Chelan, WA), climate 90 (Chelan, WA): 98801, 98811, 98815, 98816, Chelan, WA 98817, 98821, 98822, 98826, Chelan, WA 98828, 98831, 98836, 98847, Chelan, WA 98852; score 0 (Chelan, WA), climate 87 (Chelan, WA): 98846.
DLRadar rescores Chelan, WA monthly; Chelan, WA readings join Chelan, WA foreclosure, lien and ownership parcels (Chelan, WA), so cost-squeezed Chelan, WA owners surface before listing.
Inside Washington, Chelan County ranks 1st of 39 counties for home-insurance distress at 91/100; Spokane County (90/100) sits just below Chelan County.
Deterministic. Every Chelan County, WA signal traces to a public Chelan dataset (FEMA, NFIP, Census for Chelan, WA) · how insurance distress works in Chelan, WA · methodology
FAQ: Chelan County, WA insurance distress
What is the Chelan County, WA home-insurance-distress score?
Chelan, WA: 91/100 (HIGH), #97 of 3,222, #1 in Washington. FEMA hazard, Chelan, WA: 89/100; NFIP stress, Chelan, WA: 93/100; construction, Chelan, WA: 68/100; Chelan, WA rescores monthly.
Is Chelan County insurance distress getting better or worse (WA)?
Chelan, WA: 79 in March 2026; Chelan, WA: 90 in October 2026 (worse); Chelan, WA climate component 88; Chelan, WA NFIP claims score 93.
How many flood-insurance claims has Chelan County, WA had?
Chelan, WA: 31 NFIP claims, three years; Chelan, WA paid $1,827,368; per Chelan, WA claim $58,947; carriers reprice Chelan, WA against that record.
Which Chelan County ZIP codes carry the most insurance distress (WA)?
Chelan, WA, June 2026: 98801 at 0, 98811 at 0, 98815 at 0, 98816 at 0; Chelan, WA climate scores there: 90, 90, 90, 90.
Why does Chelan, WA insurance distress create sellers?
A Chelan, WA premium outruns the Chelan, WA budget; a carrier leaves Chelan, WA; Chelan, WA carrying cost passes plan; Chelan, WA owners sell while current; Chelan, WA insurance distress leads Chelan, WA foreclosure data.