Clark County, WA: Home-Insurance Distress & Forced-Sale Pressure
Clark County, WA: 47/100 (elevated) home-insurance distress; Clark, WA band MEDIUM; Clark, WA #1,178 of 3,222 counties; Clark, WA #20 of 39 in Washington.
FEMA hazard, Clark, WA: 63/100; Clark, WA declarations, three years: 4; Clark, WA perils: 2 flood, 2 severe-storm; Clark, WA five-year count 2 (severity 3.0); Clark, WA ten-year 2; hazard-weighted, Clark, WA: 6.0.
Declared incidents on the Clark, WA record: 2026 Flood 2; 2024 Severe Storm 2 (Clark, WA).
NFIP claims, Clark, WA, three years: 3; Clark, WA payouts $0; per Clark, WA claim $0; Clark, WA claim-stress 22/100.
Clark, WA monthly score rose, 38 (March 2026) to 44 (October 2026); Clark, WA by month: March 38, April 38, May 51, June 51 (Clark, WA), July 49, August 48, September 54, October 44.
Clark, WA components: climate 60, NFIP claims 22; Clark, WA retreat index 44.
Construction distress, Clark, WA: 60/100 as of August 2026 (Clark, WA: 51/100 one-to-four unit, 72/100 multifamily).
Clark, WA ZIPs, June 2026 (Clark, WA, 16 highest): score 0 (Clark, WA), climate 93 (Clark, WA): 98601, 98604, 98606, 98607, Clark, WA 98629, 98642, 98660, 98661, Clark, WA 98662, 98663, 98664, 98665, Clark, WA 98675, 98682, 98683, 98684.
DLRadar rescores Clark, WA monthly; Clark, WA readings join Clark, WA foreclosure, lien and ownership parcels (Clark, WA), so cost-squeezed Clark, WA owners surface before listing.
Inside Washington, Clark County ranks 20th of 39 counties for home-insurance distress at 47/100; Thurston County (49/100) sits just above Clark County, and Okanogan County (46/100) sits just below Clark County.
Deterministic. Every Clark County, WA signal traces to a public Clark dataset (FEMA, NFIP, Census for Clark, WA) · how insurance distress works in Clark, WA · methodology
FAQ: Clark County, WA insurance distress
What is the Clark County, WA home-insurance-distress score?
Clark, WA: 47/100 (MEDIUM), #1,178 of 3,222, #20 in Washington. FEMA hazard, Clark, WA: 63/100; NFIP stress, Clark, WA: 22/100; construction, Clark, WA: 60/100; Clark, WA rescores monthly.
Is Clark County insurance distress getting better or worse (WA)?
Clark, WA: 38 in March 2026; Clark, WA: 44 in October 2026 (worse); Clark, WA climate component 60; Clark, WA NFIP claims score 22.
How many flood-insurance claims has Clark County, WA had?
Clark, WA: 3 NFIP claims, three years; Clark, WA paid $0; per Clark, WA claim $0; carriers reprice Clark, WA against that record.
Which Clark County ZIP codes carry the most insurance distress (WA)?
Clark, WA, June 2026: 98601 at 0, 98604 at 0, 98606 at 0, 98607 at 0; Clark, WA climate scores there: 93, 93, 93, 93.
Why does Clark, WA insurance distress create sellers?
A Clark, WA premium outruns the Clark, WA budget; a carrier leaves Clark, WA; Clark, WA carrying cost passes plan; Clark, WA owners sell while current; Clark, WA insurance distress leads Clark, WA foreclosure data.