King County, WA: Home-Insurance Distress & Forced-Sale Pressure
King County, WA: 83/100 (severe) home-insurance distress; King, WA band HIGH; King, WA #279 of 3,222 counties; King, WA #5 of 39 in Washington.
FEMA hazard, King, WA: 74/100; King, WA declarations, three years: 6; King, WA perils: 4 flood, 2 severe-storm; King, WA five-year count 4 (severity 7.0); King, WA ten-year 4; hazard-weighted, King, WA: 10.0.
Declared incidents on the King, WA record: 2026 Flood 2; 2025 Flood 2 (King, WA); 2024 Severe Storm 2 (King, WA).
NFIP claims, King, WA, three years: 219; King, WA payouts $10,260,683; per King, WA claim $46,852; King, WA claim-stress 95/100.
King, WA monthly score rose, 76 (March 2026) to 82 (October 2026); King, WA by month: March 76, April 76, May 85, June 85 (King, WA), July 84, August 85, September 90, October 82.
King, WA components: climate 73, NFIP claims 95; King, WA retreat index 82.
Construction distress, King, WA: 9/100 as of August 2026 (King, WA: 54/100 one-to-four unit, 0/100 multifamily).
King, WA ZIPs, June 2026 (King, WA, 16 highest): score 0 (King, WA), climate 100 (King, WA): 98001, 98002, 98003, 98004, King, WA 98005, 98006, 98007, 98008, King, WA 98010, 98011, 98014, 98019, King, WA 98023, 98024, 98025, 98027.
DLRadar rescores King, WA monthly; King, WA readings join King, WA foreclosure, lien and ownership parcels (King, WA), so cost-squeezed King, WA owners surface before listing.
Inside Washington, King County ranks 5th of 39 counties for home-insurance distress at 83/100; Skagit County (83/100) sits just above King County, and Whatcom County (80/100) sits just below King County.
Deterministic. Every King County, WA signal traces to a public King dataset (FEMA, NFIP, Census for King, WA) · how insurance distress works in King, WA · methodology
FAQ: King County, WA insurance distress
What is the King County, WA home-insurance-distress score?
King, WA: 83/100 (HIGH), #279 of 3,222, #5 in Washington. FEMA hazard, King, WA: 74/100; NFIP stress, King, WA: 95/100; construction, King, WA: 9/100; King, WA rescores monthly.
Is King County insurance distress getting better or worse (WA)?
King, WA: 76 in March 2026; King, WA: 82 in October 2026 (worse); King, WA climate component 73; King, WA NFIP claims score 95.
How many flood-insurance claims has King County, WA had?
King, WA: 219 NFIP claims, three years; King, WA paid $10,260,683; per King, WA claim $46,852; carriers reprice King, WA against that record.
Which King County ZIP codes carry the most insurance distress (WA)?
King, WA, June 2026: 98001 at 0, 98002 at 0, 98003 at 0, 98004 at 0; King, WA climate scores there: 100, 100, 100, 100.
Why does King, WA insurance distress create sellers?
A King, WA premium outruns the King, WA budget; a carrier leaves King, WA; King, WA carrying cost passes plan; King, WA owners sell while current; King, WA insurance distress leads King, WA foreclosure data.