Lewis County, WA: Home-Insurance Distress & Forced-Sale Pressure
Lewis County, WA: 79/100 (severe) home-insurance distress; Lewis, WA band MEDIUM; Lewis, WA #388 of 3,222 counties; Lewis, WA #7 of 39 in Washington.
FEMA hazard, Lewis, WA: 74/100; Lewis, WA declarations, three years: 6; Lewis, WA perils: 4 flood, 2 severe-storm; Lewis, WA five-year count 4 (severity 7.0); Lewis, WA ten-year 4; hazard-weighted, Lewis, WA: 10.0.
Declared incidents on the Lewis, WA record: 2026 Flood 2; 2025 Flood 2 (Lewis, WA); 2024 Severe Storm 2 (Lewis, WA).
NFIP claims, Lewis, WA, three years: 18; Lewis, WA payouts $592,865; per Lewis, WA claim $32,937; Lewis, WA claim-stress 86/100.
Lewis, WA monthly score rose, 73 (March 2026) to 79 (October 2026); Lewis, WA by month: March 73, April 73, May 82, June 82 (Lewis, WA), July 80, August 81, September 87, October 79.
Lewis, WA components: climate 73, NFIP claims 86; Lewis, WA retreat index 79.
Construction distress, Lewis, WA: 61/100 as of August 2026 (Lewis, WA: 56/100 one-to-four unit, 96/100 multifamily).
Lewis, WA ZIPs, June 2026 (Lewis, WA, 16 highest): score 0 (Lewis, WA), climate 99 (Lewis, WA): 98304; score 0 (Lewis, WA), climate 96 (Lewis, WA): 98568; score 0 (Lewis, WA), climate 92 (Lewis, WA): 98579; score 0 (Lewis, WA), climate 90 (Lewis, WA): 98531; score 0 (Lewis, WA), climate 89 (Lewis, WA): 98336, 98355, 98356, 98361, Lewis, WA 98377, 98532, 98533, 98538, Lewis, WA 98539, 98542, 98544, 98564.
DLRadar rescores Lewis, WA monthly; Lewis, WA readings join Lewis, WA foreclosure, lien and ownership parcels (Lewis, WA), so cost-squeezed Lewis, WA owners surface before listing.
Inside Washington, Lewis County ranks 7th of 39 counties for home-insurance distress at 79/100; Whatcom County (80/100) sits just above Lewis County, and Snohomish County (79/100) sits just below Lewis County.
Deterministic. Every Lewis County, WA signal traces to a public Lewis dataset (FEMA, NFIP, Census for Lewis, WA) · how insurance distress works in Lewis, WA · methodology
FAQ: Lewis County, WA insurance distress
What is the Lewis County, WA home-insurance-distress score?
Lewis, WA: 79/100 (MEDIUM), #388 of 3,222, #7 in Washington. FEMA hazard, Lewis, WA: 74/100; NFIP stress, Lewis, WA: 86/100; construction, Lewis, WA: 61/100; Lewis, WA rescores monthly.
Is Lewis County insurance distress getting better or worse (WA)?
Lewis, WA: 73 in March 2026; Lewis, WA: 79 in October 2026 (worse); Lewis, WA climate component 73; Lewis, WA NFIP claims score 86.
How many flood-insurance claims has Lewis County, WA had?
Lewis, WA: 18 NFIP claims, three years; Lewis, WA paid $592,865; per Lewis, WA claim $32,937; carriers reprice Lewis, WA against that record.
Which Lewis County ZIP codes carry the most insurance distress (WA)?
Lewis, WA, June 2026: 98304 at 0, 98568 at 0, 98579 at 0, 98531 at 0; Lewis, WA climate scores there: 99, 96, 92, 90.
Why does Lewis, WA insurance distress create sellers?
A Lewis, WA premium outruns the Lewis, WA budget; a carrier leaves Lewis, WA; Lewis, WA carrying cost passes plan; Lewis, WA owners sell while current; Lewis, WA insurance distress leads Lewis, WA foreclosure data.