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Lincoln County, WA: Home-Insurance Distress & Forced-Sale Pressure

Lincoln County, WA: 5/100 (low) home-insurance distress; Lincoln, WA band LOW; Lincoln, WA #2,492 of 3,222 counties; Lincoln, WA #36 of 39 in Washington; raw Lincoln, WA 6.1; Lincoln, WA coverage multiplier 0.85.

FEMA hazard, Lincoln, WA: 0/100; Lincoln, WA declarations, three years: none.

NFIP claims, Lincoln, WA, three years: 1; Lincoln, WA payouts $0; per Lincoln, WA claim $0; Lincoln, WA claim-stress 15/100.

Lincoln, WA monthly score fell, 7 (March 2026) to 5 (October 2026); Lincoln, WA by month: March 7, April 7, May 7, June 7 (Lincoln, WA), July 7, August 7, September 7, October 5.

Lincoln, WA components: NFIP claims 15; Lincoln, WA retreat index 5; Lincoln, WA climate multiplier 0.85.

Construction distress, Lincoln, WA: 60/100 as of August 2026 (Lincoln, WA: 61/100 one-to-four unit, 23/100 multifamily).

Lincoln, WA ZIPs, June 2026 (Lincoln, WA, 16 highest): score 0 (Lincoln, WA), climate 70 (Lincoln, WA): 99133; score 0 (Lincoln, WA), climate 69 (Lincoln, WA): 99029; score 0 (Lincoln, WA), climate 67 (Lincoln, WA): 98832; score 0 (Lincoln, WA), climate 63 (Lincoln, WA): 99013; score 0 (Lincoln, WA), climate 57 (Lincoln, WA): 99103; score 0 (Lincoln, WA), climate 53 (Lincoln, WA): 99008; score 0 (Lincoln, WA), climate 51 (Lincoln, WA): 99117, 99122, 99134, 99144, Lincoln, WA 99147, 99154, 99185; score 0 (Lincoln, WA), climate 48 (Lincoln, WA): 99032; score 0 (Lincoln, WA), climate 42 (Lincoln, WA): 99159; score 0 (Lincoln, WA), climate 26 (Lincoln, WA): 99169.

DLRadar rescores Lincoln, WA monthly; Lincoln, WA readings join Lincoln, WA foreclosure, lien and ownership parcels (Lincoln, WA), so cost-squeezed Lincoln, WA owners surface before listing.

Inside Washington, Lincoln County ranks 36th of 39 counties for home-insurance distress at 5/100; Kitsap County (7/100) sits just above Lincoln County, and Douglas County (0/100) sits just below Lincoln County.

Insurance distress
5/100
Lincoln, WA: LOW
National rank
#2492
Lincoln, WA: of 3,222 counties
FEMA hazard
0/100
Lincoln County hazard
NFIP claim stress
15/100
Lincoln, WA 3-year
Flood claims (3y)
1
Lincoln, WA
Claims paid (3y)
$0
Lincoln, WA payouts
Per claim
$0
Lincoln, WA
Construction distress
60/100
Lincoln, WA

Deterministic. Every Lincoln County, WA signal traces to a public Lincoln dataset (FEMA, NFIP, Census for Lincoln, WA) · how insurance distress works in Lincoln, WA · methodology

FAQ: Lincoln County, WA insurance distress

What is the Lincoln County, WA home-insurance-distress score?

Lincoln, WA: 5/100 (LOW), #2,492 of 3,222, #36 in Washington. FEMA hazard, Lincoln, WA: 0/100; NFIP stress, Lincoln, WA: 15/100; construction, Lincoln, WA: 60/100; Lincoln, WA rescores monthly.

Is Lincoln County insurance distress getting better or worse (WA)?

Lincoln, WA: 7 in March 2026; Lincoln, WA: 5 in October 2026 (better); Lincoln, WA NFIP claims score 15.

How many flood-insurance claims has Lincoln County, WA had?

Lincoln, WA: 1 NFIP claims, three years; Lincoln, WA paid $0; per Lincoln, WA claim $0; carriers reprice Lincoln, WA against that record.

Which Lincoln County ZIP codes carry the most insurance distress (WA)?

Lincoln, WA, June 2026: 99133 at 0, 99029 at 0, 98832 at 0, 99013 at 0; Lincoln, WA climate scores there: 70, 69, 67, 63.

Why does Lincoln, WA insurance distress create sellers?

A Lincoln, WA premium outruns the Lincoln, WA budget; a carrier leaves Lincoln, WA; Lincoln, WA carrying cost passes plan; Lincoln, WA owners sell while current; Lincoln, WA insurance distress leads Lincoln, WA foreclosure data.

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