Pierce County, WA: Home-Insurance Distress & Forced-Sale Pressure
Pierce County, WA: 78/100 (severe) home-insurance distress; Pierce, WA band MEDIUM; Pierce, WA #437 of 3,222 counties; Pierce, WA #9 of 39 in Washington.
FEMA hazard, Pierce, WA: 68/100; Pierce, WA declarations, three years: 4; Pierce, WA perils: 4 flood; Pierce, WA five-year count 2 (severity 4.0); Pierce, WA ten-year 2; hazard-weighted, Pierce, WA: 8.0.
Declared incidents on the Pierce, WA record: 2026 Flood 2; 2025 Flood 2 (Pierce, WA).
NFIP claims, Pierce, WA, three years: 38; Pierce, WA payouts $1,650,401; per Pierce, WA claim $43,432; Pierce, WA claim-stress 91/100.
Pierce, WA monthly score rose, 72 (March 2026) to 77 (October 2026); Pierce, WA by month: March 72, April 72, May 82, June 82 (Pierce, WA), July 79, August 79, September 84, October 77.
Pierce, WA components: climate 68, NFIP claims 91; Pierce, WA retreat index 77.
Construction distress, Pierce, WA: 16/100 as of August 2026 (Pierce, WA: 56/100 one-to-four unit, 0/100 multifamily).
Pierce, WA ZIPs, June 2026 (Pierce, WA, 16 highest): score 0 (Pierce, WA), climate 100 (Pierce, WA): 98092; score 0 (Pierce, WA), climate 99 (Pierce, WA): 98022, 98047, 98303, 98304, Pierce, WA 98321, 98323, 98327, 98328, Pierce, WA 98329, 98330, 98332, 98333, Pierce, WA 98335, 98338, 98349.
DLRadar rescores Pierce, WA monthly; Pierce, WA readings join Pierce, WA foreclosure, lien and ownership parcels (Pierce, WA), so cost-squeezed Pierce, WA owners surface before listing.
Inside Washington, Pierce County ranks 9th of 39 counties for home-insurance distress at 78/100; Snohomish County (79/100) sits just above Pierce County, and Kittitas County (77/100) sits just below Pierce County.
Deterministic. Every Pierce County, WA signal traces to a public Pierce dataset (FEMA, NFIP, Census for Pierce, WA) · how insurance distress works in Pierce, WA · methodology
FAQ: Pierce County, WA insurance distress
What is the Pierce County, WA home-insurance-distress score?
Pierce, WA: 78/100 (MEDIUM), #437 of 3,222, #9 in Washington. FEMA hazard, Pierce, WA: 68/100; NFIP stress, Pierce, WA: 91/100; construction, Pierce, WA: 16/100; Pierce, WA rescores monthly.
Is Pierce County insurance distress getting better or worse (WA)?
Pierce, WA: 72 in March 2026; Pierce, WA: 77 in October 2026 (worse); Pierce, WA climate component 68; Pierce, WA NFIP claims score 91.
How many flood-insurance claims has Pierce County, WA had?
Pierce, WA: 38 NFIP claims, three years; Pierce, WA paid $1,650,401; per Pierce, WA claim $43,432; carriers reprice Pierce, WA against that record.
Which Pierce County ZIP codes carry the most insurance distress (WA)?
Pierce, WA, June 2026: 98092 at 0, 98022 at 0, 98047 at 0, 98303 at 0; Pierce, WA climate scores there: 100, 99, 99, 99.
Why does Pierce, WA insurance distress create sellers?
A Pierce, WA premium outruns the Pierce, WA budget; a carrier leaves Pierce, WA; Pierce, WA carrying cost passes plan; Pierce, WA owners sell while current; Pierce, WA insurance distress leads Pierce, WA foreclosure data.