Skagit County, WA: Home-Insurance Distress & Forced-Sale Pressure
Skagit County, WA: 83/100 (severe) home-insurance distress; Skagit, WA band HIGH; Skagit, WA #271 of 3,222 counties; Skagit, WA #3 of 39 in Washington; raw Skagit, WA 89.1.
FEMA hazard, Skagit, WA: 74/100; Skagit, WA declarations, three years: 9; Skagit, WA perils: 4 flood, 3 severe-storm; Skagit, WA five-year count 4 (severity 7.0); Skagit, WA ten-year 4; hazard-weighted, Skagit, WA: 15.0.
Declared incidents on the Skagit, WA record: 2026 Flood 2; 2025 Flood 2 (Skagit, WA); 2024 Severe Storm 2 (Skagit, WA).
NFIP claims, Skagit, WA, three years: 126; Skagit, WA payouts $7,875,605; per Skagit, WA claim $62,505; Skagit, WA claim-stress 96/100.
Skagit, WA monthly score rose, 77 (March 2026) to 83 (October 2026); Skagit, WA by month: March 77, April 77, May 86, June 86 (Skagit, WA), July 84, August 85, September 91, October 83.
Skagit, WA components: climate 73, NFIP claims 96; Skagit, WA retreat index 83.
Construction distress, Skagit, WA: 51/100 as of August 2026 (Skagit, WA: 65/100 one-to-four unit, 37/100 multifamily).
Skagit, WA ZIPs, June 2026 (Skagit, WA, 16 highest): score 0 (Skagit, WA), climate 98 (Skagit, WA): 98241, 98292; score 0 (Skagit, WA), climate 91 (Skagit, WA): 98229, 98283; score 0 (Skagit, WA), climate 89 (Skagit, WA): 98232, 98233, 98235, 98237, Skagit, WA 98238, 98255, 98257, 98263, Skagit, WA 98267, 98273, 98274, 98284.
DLRadar rescores Skagit, WA monthly; Skagit, WA readings join Skagit, WA foreclosure, lien and ownership parcels (Skagit, WA), so cost-squeezed Skagit, WA owners surface before listing.
Inside Washington, Skagit County ranks 4th of 39 counties for home-insurance distress at 83/100; Yakima County (85/100) sits just above Skagit County, and King County (83/100) sits just below Skagit County.
Deterministic. Every Skagit County, WA signal traces to a public Skagit dataset (FEMA, NFIP, Census for Skagit, WA) · how insurance distress works in Skagit, WA · methodology
FAQ: Skagit County, WA insurance distress
What is the Skagit County, WA home-insurance-distress score?
Skagit, WA: 83/100 (HIGH), #271 of 3,222, #3 in Washington. FEMA hazard, Skagit, WA: 74/100; NFIP stress, Skagit, WA: 96/100; construction, Skagit, WA: 51/100; Skagit, WA rescores monthly.
Is Skagit County insurance distress getting better or worse (WA)?
Skagit, WA: 77 in March 2026; Skagit, WA: 83 in October 2026 (worse); Skagit, WA climate component 73; Skagit, WA NFIP claims score 96.
How many flood-insurance claims has Skagit County, WA had?
Skagit, WA: 126 NFIP claims, three years; Skagit, WA paid $7,875,605; per Skagit, WA claim $62,505; carriers reprice Skagit, WA against that record.
Which Skagit County ZIP codes carry the most insurance distress (WA)?
Skagit, WA, June 2026: 98241 at 0, 98292 at 0, 98229 at 0, 98283 at 0; Skagit, WA climate scores there: 98, 98, 91, 91.
Why does Skagit, WA insurance distress create sellers?
A Skagit, WA premium outruns the Skagit, WA budget; a carrier leaves Skagit, WA; Skagit, WA carrying cost passes plan; Skagit, WA owners sell while current; Skagit, WA insurance distress leads Skagit, WA foreclosure data.