Skamania County, WA: Home-Insurance Distress & Forced-Sale Pressure
Skamania County, WA: 32/100 (moderate) home-insurance distress; Skamania, WA band LOW; Skamania, WA #1,553 of 3,222 counties; Skamania, WA #27 of 39 in Washington; raw Skamania, WA 42.7; Skamania, WA coverage multiplier 0.85.
FEMA hazard, Skamania, WA: 63/100; Skamania, WA declarations, three years: 6; Skamania, WA perils: 2 flood, 3 severe-storm; Skamania, WA five-year count 4 (severity 5.0); Skamania, WA ten-year 4; hazard-weighted, Skamania, WA: 9.0.
Declared incidents on the Skamania, WA record: 2026 Flood 2; 2024 Severe Storm 2 (Skamania, WA); 2023 Fire 1 (Skamania, WA).
NFIP claims, Skamania, WA, three years: none; Skamania, WA claim-stress 0/100.
Skamania, WA monthly score rose, 24 (March 2026) to 30 (October 2026); Skamania, WA by month: March 24, April 24, May 35, June 35 (Skamania, WA), July 33, August 33, September 38, October 30.
Skamania, WA components: climate 60; Skamania, WA retreat index 30; Skamania, WA climate multiplier 0.85.
Construction distress, Skamania, WA: 56/100 as of August 2026 (Skamania, WA: 55/100 one-to-four unit, 8/100 multifamily).
Skamania, WA ZIPs, June 2026 (Skamania, WA, 8 highest): score 0 (Skamania, WA), climate 74 (Skamania, WA): 98671; score 0 (Skamania, WA), climate 71 (Skamania, WA): 98672; score 0 (Skamania, WA), climate 56 (Skamania, WA): 98605, 98616; score 0 (Skamania, WA), climate 54 (Skamania, WA): 98610, 98639, 98648, 98651.
DLRadar rescores Skamania, WA monthly; Skamania, WA readings join Skamania, WA foreclosure, lien and ownership parcels (Skamania, WA), so cost-squeezed Skamania, WA owners surface before listing.
Inside Washington, Skamania County ranks 27th of 39 counties for home-insurance distress at 32/100; Stevens County (35/100) sits just above Skamania County, and Columbia County (28/100) sits just below Skamania County.
Deterministic. Every Skamania County, WA signal traces to a public Skamania dataset (FEMA, NFIP, Census for Skamania, WA) · how insurance distress works in Skamania, WA · methodology
FAQ: Skamania County, WA insurance distress
What is the Skamania County, WA home-insurance-distress score?
Skamania, WA: 32/100 (LOW), #1,553 of 3,222, #27 in Washington. FEMA hazard, Skamania, WA: 63/100; NFIP stress, Skamania, WA: 0/100; construction, Skamania, WA: 56/100; Skamania, WA rescores monthly.
Is Skamania County insurance distress getting better or worse (WA)?
Skamania, WA: 24 in March 2026; Skamania, WA: 30 in October 2026 (worse); Skamania, WA climate component 60.
Which Skamania County ZIP codes carry the most insurance distress (WA)?
Skamania, WA, June 2026: 98671 at 0, 98672 at 0, 98605 at 0, 98616 at 0; Skamania, WA climate scores there: 74, 71, 56, 56.
Why does Skamania, WA insurance distress create sellers?
A Skamania, WA premium outruns the Skamania, WA budget; a carrier leaves Skamania, WA; Skamania, WA carrying cost passes plan; Skamania, WA owners sell while current; Skamania, WA insurance distress leads Skamania, WA foreclosure data.