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Snohomish County, WA: Home-Insurance Distress & Forced-Sale Pressure

Snohomish County, WA: 79/100 (severe) home-insurance distress; Snohomish, WA band MEDIUM; Snohomish, WA #401 of 3,222 counties; Snohomish, WA #8 of 39 in Washington; raw Snohomish, WA 84.4.

FEMA hazard, Snohomish, WA: 68/100; Snohomish, WA declarations, three years: 6; Snohomish, WA perils: 4 flood; Snohomish, WA five-year count 2 (severity 4.0); Snohomish, WA ten-year 2; hazard-weighted, Snohomish, WA: 12.0.

Declared incidents on the Snohomish, WA record: 2026 Flood 2; 2025 Flood 2 (Snohomish, WA).

NFIP claims, Snohomish, WA, three years: 76; Snohomish, WA payouts $3,484,362; per Snohomish, WA claim $45,847; Snohomish, WA claim-stress 94/100.

Snohomish, WA monthly score rose, 73 (March 2026) to 78 (October 2026); Snohomish, WA by month: March 73, April 73, May 82, June 82 (Snohomish, WA), July 80, August 80, September 85, October 78.

Snohomish, WA components: climate 68, NFIP claims 94; Snohomish, WA retreat index 78.

Construction distress, Snohomish, WA: 57/100 as of August 2026 (Snohomish, WA: 46/100 one-to-four unit, 69/100 multifamily).

Snohomish, WA ZIPs, June 2026 (Snohomish, WA, 16 highest): score 0 (Snohomish, WA), climate 99 (Snohomish, WA): 98072, 98077; score 0 (Snohomish, WA), climate 98 (Snohomish, WA): 98012, 98020, 98021, 98026, Snohomish, WA 98036, 98037, 98043, 98087, Snohomish, WA 98201, 98203, 98204, 98207, Snohomish, WA 98208, 98223.

DLRadar rescores Snohomish, WA monthly; Snohomish, WA readings join Snohomish, WA foreclosure, lien and ownership parcels (Snohomish, WA), so cost-squeezed Snohomish, WA owners surface before listing.

Inside Washington, Snohomish County ranks 8th of 39 counties for home-insurance distress at 79/100; Lewis County (79/100) sits just above Snohomish County, and Pierce County (78/100) sits just below Snohomish County.

Insurance distress
79/100
Snohomish, WA: MEDIUM
National rank
#401
Snohomish, WA: of 3,222 counties
FEMA hazard
68/100
Snohomish County hazard
NFIP claim stress
94/100
Snohomish, WA 3-year
Flood claims (3y)
76
Snohomish, WA
Claims paid (3y)
$3,484,362
Snohomish, WA payouts
Per claim
$45,847
Snohomish, WA
Construction distress
57/100
Snohomish, WA

Deterministic. Every Snohomish County, WA signal traces to a public Snohomish dataset (FEMA, NFIP, Census for Snohomish, WA) · how insurance distress works in Snohomish, WA · methodology

FAQ: Snohomish County, WA insurance distress

What is the Snohomish County, WA home-insurance-distress score?

Snohomish, WA: 79/100 (MEDIUM), #401 of 3,222, #8 in Washington. FEMA hazard, Snohomish, WA: 68/100; NFIP stress, Snohomish, WA: 94/100; construction, Snohomish, WA: 57/100; Snohomish, WA rescores monthly.

Is Snohomish County insurance distress getting better or worse (WA)?

Snohomish, WA: 73 in March 2026; Snohomish, WA: 78 in October 2026 (worse); Snohomish, WA climate component 68; Snohomish, WA NFIP claims score 94.

How many flood-insurance claims has Snohomish County, WA had?

Snohomish, WA: 76 NFIP claims, three years; Snohomish, WA paid $3,484,362; per Snohomish, WA claim $45,847; carriers reprice Snohomish, WA against that record.

Which Snohomish County ZIP codes carry the most insurance distress (WA)?

Snohomish, WA, June 2026: 98072 at 0, 98077 at 0, 98012 at 0, 98020 at 0; Snohomish, WA climate scores there: 99, 99, 98, 98.

Why does Snohomish, WA insurance distress create sellers?

A Snohomish, WA premium outruns the Snohomish, WA budget; a carrier leaves Snohomish, WA; Snohomish, WA carrying cost passes plan; Snohomish, WA owners sell while current; Snohomish, WA insurance distress leads Snohomish, WA foreclosure data.

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