Yakima County, WA: Home-Insurance Distress & Forced-Sale Pressure
Yakima County, WA: 85/100 (severe) home-insurance distress; Yakima, WA band HIGH; Yakima, WA #217 of 3,222 counties; Yakima, WA #5 of 39 in Washington; raw Yakima, WA 87.3.
FEMA hazard, Yakima, WA: 96/100; Yakima, WA declarations, three years: 24; Yakima, WA perils: 4 flood, 12 fire; Yakima, WA five-year count 8 (severity 13.0); Yakima, WA ten-year 8; hazard-weighted, Yakima, WA: 48.0.
Declared incidents on the Yakima, WA record: 2026 Fire 6; 2026 Flood 2 (Yakima, WA); 2025 Flood 2; 2024 Fire 6 (Yakima, WA).
NFIP claims, Yakima, WA, three years: 6; Yakima, WA payouts $57,397; per Yakima, WA claim $9,566; Yakima, WA claim-stress 69/100.
Yakima, WA monthly score rose, 82 (March 2026) to 85 (October 2026); Yakima, WA by month: March 82, April 82, May 86, June 86 (Yakima, WA), July 86, August 88, September 88, October 85.
Yakima, WA components: climate 96, NFIP claims 69; Yakima, WA retreat index 85.
Construction distress, Yakima, WA: 45/100 as of August 2026 (Yakima, WA: 46/100 one-to-four unit, 46/100 multifamily).
Yakima, WA ZIPs, June 2026 (Yakima, WA, 16 highest): score 0 (Yakima, WA), climate 93 (Yakima, WA): 98901, 98902, 98903, 98908, Yakima, WA 98921, 98923, 98932, 98933, Yakima, WA 98935, 98936, 98937, 98938, Yakima, WA 98939, 98942, 98947, 98948.
DLRadar rescores Yakima, WA monthly; Yakima, WA readings join Yakima, WA foreclosure, lien and ownership parcels (Yakima, WA), so cost-squeezed Yakima, WA owners surface before listing.
Inside Washington, Yakima County ranks 3rd of 39 counties for home-insurance distress at 85/100; Spokane County (90/100) sits just above Yakima County, and Skagit County (83/100) sits just below Yakima County.
Deterministic. Every Yakima County, WA signal traces to a public Yakima dataset (FEMA, NFIP, Census for Yakima, WA) · how insurance distress works in Yakima, WA · methodology
FAQ: Yakima County, WA insurance distress
What is the Yakima County, WA home-insurance-distress score?
Yakima, WA: 85/100 (HIGH), #217 of 3,222, #5 in Washington. FEMA hazard, Yakima, WA: 96/100; NFIP stress, Yakima, WA: 69/100; construction, Yakima, WA: 45/100; Yakima, WA rescores monthly.
Is Yakima County insurance distress getting better or worse (WA)?
Yakima, WA: 82 in March 2026; Yakima, WA: 85 in October 2026 (worse); Yakima, WA climate component 96; Yakima, WA NFIP claims score 69.
How many flood-insurance claims has Yakima County, WA had?
Yakima, WA: 6 NFIP claims, three years; Yakima, WA paid $57,397; per Yakima, WA claim $9,566; carriers reprice Yakima, WA against that record.
Which Yakima County ZIP codes carry the most insurance distress (WA)?
Yakima, WA, June 2026: 98901 at 0, 98902 at 0, 98903 at 0, 98908 at 0; Yakima, WA climate scores there: 93, 93, 93, 93.
Why does Yakima, WA insurance distress create sellers?
A Yakima, WA premium outruns the Yakima, WA budget; a carrier leaves Yakima, WA; Yakima, WA carrying cost passes plan; Yakima, WA owners sell while current; Yakima, WA insurance distress leads Yakima, WA foreclosure data.