Buffalo County, WI: Home-Insurance Distress & Forced-Sale Pressure
Buffalo County, WI: 32/100 (moderate) home-insurance distress; Buffalo, WI band LOW; Buffalo, WI #1,559 of 3,222 counties; Buffalo, WI #18 of 72 in Wisconsin; raw Buffalo, WI 37.9; Buffalo, WI coverage multiplier 0.85.
FEMA hazard, Buffalo, WI: 63/100; Buffalo, WI declarations, three years: 3; Buffalo, WI perils: 3 flood; hazard-weighted, Buffalo, WI: 6.0.
Declared incidents on the Buffalo, WI record: 2026 Flood 2 (Buffalo, WI).
NFIP claims, Buffalo, WI, three years: none; Buffalo, WI claim-stress 0/100.
Buffalo, WI monthly score rose, 0 (March 2026) to 26 (October 2026); Buffalo, WI by month: March 0, April 0, May 0, June 0 (Buffalo, WI), July 27, August 26, September 32, October 26.
Buffalo, WI components: climate 52; Buffalo, WI retreat index 26; Buffalo, WI climate multiplier 0.85.
Construction distress, Buffalo, WI: 44/100 as of August 2026 (Buffalo, WI: 41/100 one-to-four unit, 20/100 multifamily).
Buffalo, WI ZIPs, June 2026 (Buffalo, WI, 9 highest): score 0 (Buffalo, WI), climate 70 (Buffalo, WI): 54738; score 0 (Buffalo, WI), climate 48 (Buffalo, WI): 54612; score 0 (Buffalo, WI), climate 44 (Buffalo, WI): 54747; score 0 (Buffalo, WI), climate 30 (Buffalo, WI): 54755; score 0 (Buffalo, WI), climate 18 (Buffalo, WI): 54610, 54622, 54629, 54756; score 0 (Buffalo, WI), climate 15 (Buffalo, WI): 54736.
DLRadar rescores Buffalo, WI monthly; Buffalo, WI readings join Buffalo, WI foreclosure, lien and ownership parcels (Buffalo, WI), so cost-squeezed Buffalo, WI owners surface before listing.
Inside Wisconsin, Buffalo County ranks 18th of 72 counties for home-insurance distress at 32/100; Bayfield County (32/100) sits just above Buffalo County, and Jackson County (32/100) sits just below Buffalo County.
Deterministic. Every Buffalo County, WI signal traces to a public Buffalo dataset (FEMA, NFIP, Census for Buffalo, WI) · how insurance distress works in Buffalo, WI · methodology
FAQ: Buffalo County, WI insurance distress
What is the Buffalo County, WI home-insurance-distress score?
Buffalo, WI: 32/100 (LOW), #1,559 of 3,222, #18 in Wisconsin. FEMA hazard, Buffalo, WI: 63/100; NFIP stress, Buffalo, WI: 0/100; construction, Buffalo, WI: 44/100; Buffalo, WI rescores monthly.
Is Buffalo County insurance distress getting better or worse (WI)?
Buffalo, WI: 0 in March 2026; Buffalo, WI: 26 in October 2026 (worse); Buffalo, WI climate component 52.
Which Buffalo County ZIP codes carry the most insurance distress (WI)?
Buffalo, WI, June 2026: 54738 at 0, 54612 at 0, 54747 at 0, 54755 at 0; Buffalo, WI climate scores there: 70, 48, 44, 30.
Why does Buffalo, WI insurance distress create sellers?
A Buffalo, WI premium outruns the Buffalo, WI budget; a carrier leaves Buffalo, WI; Buffalo, WI carrying cost passes plan; Buffalo, WI owners sell while current; Buffalo, WI insurance distress leads Buffalo, WI foreclosure data.