Burnett County, WI: Home-Insurance Distress & Forced-Sale Pressure
Burnett County, Wisconsin carries a low home-insurance-distress reading of 7/100 — ranked #2380 nationally, in the lower-risk band nationally. When coverage gets expensive or impossible to renew, affected owners list early, ahead of any mortgage-default signal.
It is the combination -- 0/100 hazard, 20/100 claims -- that makes carrying cost the operative trigger here rather than the loan.
Behind the score sit a FEMA hazard score of 0/100; NFIP flood-claim stress of 20/100 over three years, each a factor insurers weigh when they raise rates or exit a market.
DLRadar re-scores Burnett County every month against the latest FEMA, NFIP and carrier data, so 7/100 tracks the live market — not a snapshot frozen at some earlier point.
DLRadar reads Burnett County's 7/100 beside its default, lien and ownership records, so a rising premium and a looming foreclosure surface on the same parcel.
Practically, Burnett County's 7/100 score points acquisition teams at owners for whom the next renewal, not the next payment, is the pressure point.
A 54/100 construction-distress score means repair and replacement economics are working against affordability of coverage.
The federal flood record here -- 2 claims at roughly $0 each -- is the loss experience premiums are built on.
Every U.S. county gets this monthly insurance-distress read from FEMA, NFIP and carrier data, wired to parcel-level foreclosure, lien and ownership records. The point is reaching those owners while carrying cost is still the problem, not after the filing.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Burnett County insurance distress — FAQ
What is the home-insurance-distress score for Burnett County, Wisconsin?
The home-insurance-distress reading for Burnett County is 7/100 (ranked #2380 nationally), a LOW level. FEMA hazard at 0/100, NFIP flood losses at 20/100 and carrier pullback drive it, and it updates every month from public data.
What is the flood-claim history in Burnett County?
Over the trailing three years, Burnett County recorded 2 NFIP flood claims with $0 paid out, roughly $0 per claim. That loss history is a primary input insurers use when they raise premiums or decline to renew.
Why is insurance distress a leading signal in Burnett County?
A premium that outpaces the budget -- or a carrier that stops writing in Burnett County altogether -- lifts carrying cost past what the owner planned for. Selling becomes the rational response, and it typically happens before any default appears in the record, which is why the signal leads rather than lags.