Columbia County, WI: Home-Insurance Distress & Forced-Sale Pressure
Columbia County, WI: 29/100 (moderate) home-insurance distress; Columbia, WI band LOW; Columbia, WI #1,641 of 3,222 counties; Columbia, WI #22 of 72 in Wisconsin; raw Columbia, WI 33.9; Columbia, WI coverage multiplier 0.85.
FEMA hazard, Columbia, WI: 0/100; Columbia, WI declarations, three years: none.
NFIP claims, Columbia, WI, three years: 8; Columbia, WI payouts $403,146; per Columbia, WI claim $50,393; Columbia, WI claim-stress 85/100.
Columbia, WI monthly score rose, 23 (March 2026) to 29 (October 2026); Columbia, WI by month: March 23, April 23, May 24, June 24 (Columbia, WI), July 24, August 24, September 24, October 29.
Columbia, WI components: NFIP claims 85; Columbia, WI retreat index 29; Columbia, WI climate multiplier 0.85.
Construction distress, Columbia, WI: 32/100 as of August 2026 (Columbia, WI: 58/100 one-to-four unit, 7/100 multifamily).
Columbia, WI ZIPs, June 2026 (Columbia, WI, 16 highest): score 0 (Columbia, WI), climate 93 (Columbia, WI): 53532; score 0 (Columbia, WI), climate 85 (Columbia, WI): 53555; score 0 (Columbia, WI), climate 84 (Columbia, WI): 53911; score 0 (Columbia, WI), climate 83 (Columbia, WI): 53928, 53935, 53955, 53960, Columbia, WI 53969; score 0 (Columbia, WI), climate 82 (Columbia, WI): 53901, 53932; score 0 (Columbia, WI), climate 80 (Columbia, WI): 53583, 53923, 53925, 53954; score 0 (Columbia, WI), climate 77 (Columbia, WI): 53561, 53956.
DLRadar rescores Columbia, WI monthly; Columbia, WI readings join Columbia, WI foreclosure, lien and ownership parcels (Columbia, WI), so cost-squeezed Columbia, WI owners surface before listing.
Inside Wisconsin, Columbia County ranks 22nd of 72 counties for home-insurance distress at 29/100; Vernon County (32/100) sits just above Columbia County, and Dane County (29/100) sits just below Columbia County.
Deterministic. Every Columbia County, WI signal traces to a public Columbia dataset (FEMA, NFIP, Census for Columbia, WI) · how insurance distress works in Columbia, WI · methodology
FAQ: Columbia County, WI insurance distress
What is the Columbia County, WI home-insurance-distress score?
Columbia, WI: 29/100 (LOW), #1,641 of 3,222, #22 in Wisconsin. FEMA hazard, Columbia, WI: 0/100; NFIP stress, Columbia, WI: 85/100; construction, Columbia, WI: 32/100; Columbia, WI rescores monthly.
Is Columbia County insurance distress getting better or worse (WI)?
Columbia, WI: 23 in March 2026; Columbia, WI: 29 in October 2026 (worse); Columbia, WI NFIP claims score 85.
How many flood-insurance claims has Columbia County, WI had?
Columbia, WI: 8 NFIP claims, three years; Columbia, WI paid $403,146; per Columbia, WI claim $50,393; carriers reprice Columbia, WI against that record.
Which Columbia County ZIP codes carry the most insurance distress (WI)?
Columbia, WI, June 2026: 53532 at 0, 53555 at 0, 53911 at 0, 53928 at 0; Columbia, WI climate scores there: 93, 85, 84, 83.
Why does Columbia, WI insurance distress create sellers?
A Columbia, WI premium outruns the Columbia, WI budget; a carrier leaves Columbia, WI; Columbia, WI carrying cost passes plan; Columbia, WI owners sell while current; Columbia, WI insurance distress leads Columbia, WI foreclosure data.