Crawford County, WI: Home-Insurance Distress & Forced-Sale Pressure
Insurance distress in Crawford County, Wisconsin reads low (20/100), in the lower-risk band nationally — #2300 nationally. More and more, it is the insurance bill rather than the mortgage that turns a Crawford County owner into a seller.
The pressure here is driven by a FEMA hazard score of 0/100; NFIP flood-claim stress of 60/100 over three years — the exposures carriers price against and increasingly decline to renew.
Flood losses tell the story: 2 NFIP claims and $6,959 paid out over three years, averaging $3,479 apiece -- exactly the history that hardens rates.
DLRadar re-scores Crawford County every month against the latest FEMA, NFIP and carrier data, so 20/100 tracks the live market — not a snapshot frozen at some earlier point.
Hazard exposure of 0/100 alongside 60/100 in flood-claim stress is the combination that turns Crawford County owners into insurance-motivated sellers.
Crawford County's 20/100 is the kind of reading that shows up later as inventory: owners absorb one renewal, then list before the next.
Insurance distress rarely travels by itself, so DLRadar aligns Crawford County's 20/100 with foreclosure, lien and ownership records — separating owners squeezed only by coverage from those under broader strain.
Construction distress sits at 30/100, so the replacement cost insurers underwrite against is elevated here.
This monthly read runs on every U.S. county from FEMA, NFIP and carrier-pressure inputs, then joins to parcel-level foreclosure, lien and ownership records. That surfaces the coverage-squeezed owners ahead of the market.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Crawford County insurance distress — FAQ
What is the home-insurance-distress score for Crawford County, Wisconsin?
The home-insurance-distress reading for Crawford County is 20/100 (ranked #2300 nationally), a LOW level. FEMA hazard at 0/100, NFIP flood losses at 60/100 and carrier pullback drive it, and it updates every month from public data.
What is the flood-claim history in Crawford County?
Federal flood data puts Crawford County at 2 claims in three years, $6,959 paid out.
How does carrying cost push Crawford County owners to sell?
Rising or unavailable coverage in Crawford County raises the true cost of holding a home, and once that cost crosses what an owner can carry, selling becomes the rational move - usually before foreclosure ever enters the picture. That lead time is exactly why DLRadar scores it.