Grant County, WI: Home-Insurance Distress & Forced-Sale Pressure
DLRadar grades Grant County, Wisconsin at 25/100 for home-insurance distress, a moderate level that places it #1928 of 3,222 counties, in the lower-risk band nationally. When coverage gets expensive or impossible to renew, affected owners list early, ahead of any mortgage-default signal.
DLRadar re-scores Grant County every month against the latest FEMA, NFIP and carrier data, so 25/100 tracks the live market — not a snapshot frozen at some earlier point.
Hazard exposure of 0/100 alongside 73/100 in flood-claim stress is the combination that turns Grant County owners into insurance-motivated sellers.
Behind the score sit a FEMA hazard score of 0/100; NFIP flood-claim stress of 73/100 over three years, each a factor insurers weigh when they raise rates or exit a market.
Read as a targeting input, 25/100 puts Grant County #1928 of 3,222 — high enough that renewal-driven listings should be expected rather than treated as outliers.
The 25/100 signal is only useful next to the rest: in Grant County it is layered with foreclosure, tax-lien and ownership data so a rising premium and a looming default can be read on the same parcel.
Over the trailing three years, Grant County recorded 4 NFIP flood claims totaling $73,036 paid (about $18,259 per claim) — the loss history that pushes premiums up and coverage out.
Insurers set premiums from replacement cost, and at 71/100 that input is running hot in Grant County.
The same monthly model runs nationwide — FEMA, NFIP and carrier pressure — and ties Grant County's score to on-the-ground foreclosure and ownership data. The result is early access to owners whose trigger is insurance rather than default.
Deterministic. Every signal traces to a public dataset (FEMA, NFIP, Census) · how insurance distress works · methodology
Grant County insurance distress — FAQ
Is home insurance a problem for owners in Grant County, Wisconsin?
The current reading for Grant County is 25/100, derived deterministically from hazard, claim and carrier data.
How many flood-insurance claims has Grant County had?
The three-year federal flood ledger for Grant County shows 4 claims and $73,036 in payments.
Why does DLRadar treat insurance distress as an early signal in Grant County?
In Grant County, a coverage bill that outruns the owner's budget - or a carrier that simply exits - can push total carrying cost past the breaking point. Those owners frequently sell ahead of any missed payment, so insurance distress works as an early, upstream read on future seller supply.