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Portage County, WI: Home-Insurance Distress & Forced-Sale Pressure

Portage County, WI: 20/100 (low) home-insurance distress; Portage, WI band LOW; Portage, WI #2,334 of 3,222 counties; Portage, WI #32 of 72 in Wisconsin; raw Portage, WI 23.0; Portage, WI coverage multiplier 0.85.

FEMA hazard, Portage, WI: 0/100; Portage, WI declarations, three years: none.

NFIP claims, Portage, WI, three years: 1; Portage, WI payouts $13,895; per Portage, WI claim $13,895; Portage, WI claim-stress 58/100.

Portage, WI monthly score rose, 0 (March 2026) to 20 (October 2026); Portage, WI by month: March 0, April 0, May 5, June 5 (Portage, WI), July 5, August 5, September 5, October 20.

Portage, WI components: NFIP claims 58; Portage, WI retreat index 20; Portage, WI climate multiplier 0.85.

Construction distress, Portage, WI: 78/100 as of August 2026 (Portage, WI: 31/100 one-to-four unit, 98/100 multifamily).

Portage, WI ZIPs, June 2026 (Portage, WI, 16 highest): score 0 (Portage, WI), climate 86 (Portage, WI): 54455; score 0 (Portage, WI), climate 77 (Portage, WI): 54454; score 0 (Portage, WI), climate 76 (Portage, WI): 54475; score 0 (Portage, WI), climate 74 (Portage, WI): 54473, 54494; score 0 (Portage, WI), climate 73 (Portage, WI): 54499; score 0 (Portage, WI), climate 70 (Portage, WI): 54406, 54407, 54423, 54443, Portage, WI 54458, 54467, 54481, 54482; score 0 (Portage, WI), climate 69 (Portage, WI): 54921; score 0 (Portage, WI), climate 67 (Portage, WI): 54945.

DLRadar rescores Portage, WI monthly; Portage, WI readings join Portage, WI foreclosure, lien and ownership parcels (Portage, WI), so cost-squeezed Portage, WI owners surface before listing.

Inside Wisconsin, Portage County ranks 32nd of 72 counties for home-insurance distress at 20/100; Grant County (22/100) sits just above Portage County, and La Crosse County (19/100) sits just below Portage County.

Insurance distress
20/100
Portage, WI: LOW
National rank
#2334
Portage, WI: of 3,222 counties
FEMA hazard
0/100
Portage County hazard
NFIP claim stress
58/100
Portage, WI 3-year
Flood claims (3y)
1
Portage, WI
Claims paid (3y)
$13,895
Portage, WI payouts
Per claim
$13,895
Portage, WI
Construction distress
78/100
Portage, WI

Deterministic. Every Portage County, WI signal traces to a public Portage dataset (FEMA, NFIP, Census for Portage, WI) · how insurance distress works in Portage, WI · methodology

FAQ: Portage County, WI insurance distress

What is the Portage County, WI home-insurance-distress score?

Portage, WI: 20/100 (LOW), #2,334 of 3,222, #32 in Wisconsin. FEMA hazard, Portage, WI: 0/100; NFIP stress, Portage, WI: 58/100; construction, Portage, WI: 78/100; Portage, WI rescores monthly.

Is Portage County insurance distress getting better or worse (WI)?

Portage, WI: 0 in March 2026; Portage, WI: 20 in October 2026 (worse); Portage, WI NFIP claims score 58.

How many flood-insurance claims has Portage County, WI had?

Portage, WI: 1 NFIP claims, three years; Portage, WI paid $13,895; per Portage, WI claim $13,895; carriers reprice Portage, WI against that record.

Which Portage County ZIP codes carry the most insurance distress (WI)?

Portage, WI, June 2026: 54455 at 0, 54454 at 0, 54475 at 0, 54473 at 0; Portage, WI climate scores there: 86, 77, 76, 74.

Why does Portage, WI insurance distress create sellers?

A Portage, WI premium outruns the Portage, WI budget; a carrier leaves Portage, WI; Portage, WI carrying cost passes plan; Portage, WI owners sell while current; Portage, WI insurance distress leads Portage, WI foreclosure data.

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