Boone County, WV: Home-Insurance Distress & Forced-Sale Pressure
Boone County, WV: 86/100 (severe) home-insurance distress; Boone, WV band HIGH; Boone, WV #194 of 3,222 counties; Boone, WV #3 of 55 in West Virginia; raw Boone, WV 79.3.
FEMA hazard, Boone, WV: 90/100; Boone, WV declarations, three years: 10; Boone, WV perils: 6 flood, 4 severe-storm; Boone, WV five-year count 10 (severity 17.0); Boone, WV ten-year 10; hazard-weighted, Boone, WV: 12.0.
Declared incidents on the Boone, WV record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Boone, WV); 2024 Flood 4; 2024 Severe Storm 2 (Boone, WV).
NFIP claims, Boone, WV, three years: 13; Boone, WV payouts $285,805; per Boone, WV claim $21,985; Boone, WV claim-stress 81/100.
Boone, WV monthly score rose, 76 (March 2026) to 79 (October 2026); Boone, WV by month: March 76, April 76, May 79, June 79 (Boone, WV), July 76, August 79, September 83, October 79.
Boone, WV components: climate 77, NFIP claims 81; Boone, WV retreat index 79.
Construction distress, Boone, WV: 63/100 as of August 2026 (Boone, WV: 63/100 one-to-four unit, 0/100 multifamily).
Boone, WV ZIPs, June 2026 (Boone, WV, 16 highest): score 0 (Boone, WV), climate 83 (Boone, WV): 25003; score 0 (Boone, WV), climate 74 (Boone, WV): 25508; score 0 (Boone, WV), climate 64 (Boone, WV): 25009, 25021, 25024, 25028, Boone, WV 25047, 25049, 25051, 25053, Boone, WV 25081, 25093, 25108, 25114, Boone, WV 25130, 25142.
DLRadar rescores Boone, WV monthly; Boone, WV readings join Boone, WV foreclosure, lien and ownership parcels (Boone, WV), so cost-squeezed Boone, WV owners surface before listing.
Inside West Virginia, Boone County ranks 4th of 55 counties for home-insurance distress at 86/100; Wetzel County (86/100) sits just above Boone County, and Mercer County (84/100) sits just below Boone County.
Deterministic. Every Boone County, WV signal traces to a public Boone dataset (FEMA, NFIP, Census for Boone, WV) · how insurance distress works in Boone, WV · methodology
FAQ: Boone County, WV insurance distress
What is the Boone County, WV home-insurance-distress score?
Boone, WV: 86/100 (HIGH), #194 of 3,222, #3 in West Virginia. FEMA hazard, Boone, WV: 90/100; NFIP stress, Boone, WV: 81/100; construction, Boone, WV: 63/100; Boone, WV rescores monthly.
Is Boone County insurance distress getting better or worse (WV)?
Boone, WV: 76 in March 2026; Boone, WV: 79 in October 2026 (worse); Boone, WV climate component 77; Boone, WV NFIP claims score 81.
How many flood-insurance claims has Boone County, WV had?
Boone, WV: 13 NFIP claims, three years; Boone, WV paid $285,805; per Boone, WV claim $21,985; carriers reprice Boone, WV against that record.
Which Boone County ZIP codes carry the most insurance distress (WV)?
Boone, WV, June 2026: 25003 at 0, 25508 at 0, 25009 at 0, 25021 at 0; Boone, WV climate scores there: 83, 74, 64, 64.
Why does Boone, WV insurance distress create sellers?
A Boone, WV premium outruns the Boone, WV budget; a carrier leaves Boone, WV; Boone, WV carrying cost passes plan; Boone, WV owners sell while current; Boone, WV insurance distress leads Boone, WV foreclosure data.