Brooke County, WV: Home-Insurance Distress & Forced-Sale Pressure
Brooke County, WV: 76/100 (severe) home-insurance distress; Brooke, WV band MEDIUM; Brooke, WV #488 of 3,222 counties; Brooke, WV #10 of 55 in West Virginia; raw Brooke, WV 67.4.
FEMA hazard, Brooke, WV: 72/100; Brooke, WV declarations, three years: 6; Brooke, WV perils: 3 flood, 2 severe-storm; Brooke, WV five-year count 6 (severity 10.0); Brooke, WV ten-year 6; hazard-weighted, Brooke, WV: 6.0.
Declared incidents on the Brooke, WV record: 2026 Winter Storm 2; 2024 Severe Storm 2 (Brooke, WV); 2024 Flood 2 (Brooke, WV).
NFIP claims, Brooke, WV, three years: 14; Brooke, WV payouts $274,918; per Brooke, WV claim $19,637; Brooke, WV claim-stress 80/100.
Brooke, WV monthly score fell, 72 (March 2026) to 68 (October 2026); Brooke, WV by month: March 72, April 72, May 75, June 75 (Brooke, WV), July 73, August 73, September 78, October 68.
Brooke, WV components: climate 60, NFIP claims 80; Brooke, WV retreat index 68.
Construction distress, Brooke, WV: 97/100 as of August 2026 (Brooke, WV: 97/100 one-to-four unit, 0/100 multifamily).
Brooke, WV ZIPs, June 2026 (Brooke, WV, 9 highest): score 0 (Brooke, WV), climate 66 (Brooke, WV): 26003; score 0 (Brooke, WV), climate 52 (Brooke, WV): 26032; score 0 (Brooke, WV), climate 49 (Brooke, WV): 26030, 26035, 26037, 26058, Brooke, WV 26070, 26075; score 0 (Brooke, WV), climate 43 (Brooke, WV): 26062.
DLRadar rescores Brooke, WV monthly; Brooke, WV readings join Brooke, WV foreclosure, lien and ownership parcels (Brooke, WV), so cost-squeezed Brooke, WV owners surface before listing.
Inside West Virginia, Brooke County ranks 8th of 55 counties for home-insurance distress at 76/100; Roane County (76/100) sits just above Brooke County, and Lincoln County (75/100) sits just below Brooke County.
Deterministic. Every Brooke County, WV signal traces to a public Brooke dataset (FEMA, NFIP, Census for Brooke, WV) · how insurance distress works in Brooke, WV · methodology
FAQ: Brooke County, WV insurance distress
What is the Brooke County, WV home-insurance-distress score?
Brooke, WV: 76/100 (MEDIUM), #488 of 3,222, #10 in West Virginia. FEMA hazard, Brooke, WV: 72/100; NFIP stress, Brooke, WV: 80/100; construction, Brooke, WV: 97/100; Brooke, WV rescores monthly.
Is Brooke County insurance distress getting better or worse (WV)?
Brooke, WV: 72 in March 2026; Brooke, WV: 68 in October 2026 (better); Brooke, WV climate component 60; Brooke, WV NFIP claims score 80.
How many flood-insurance claims has Brooke County, WV had?
Brooke, WV: 14 NFIP claims, three years; Brooke, WV paid $274,918; per Brooke, WV claim $19,637; carriers reprice Brooke, WV against that record.
Which Brooke County ZIP codes carry the most insurance distress (WV)?
Brooke, WV, June 2026: 26003 at 0, 26032 at 0, 26030 at 0, 26035 at 0; Brooke, WV climate scores there: 66, 52, 49, 49.
Why does Brooke, WV insurance distress create sellers?
A Brooke, WV premium outruns the Brooke, WV budget; a carrier leaves Brooke, WV; Brooke, WV carrying cost passes plan; Brooke, WV owners sell while current; Brooke, WV insurance distress leads Brooke, WV foreclosure data.