Calhoun County, WV: Home-Insurance Distress & Forced-Sale Pressure
Calhoun County, WV: 32/100 (moderate) home-insurance distress; Calhoun, WV band LOW; Calhoun, WV #1,554 of 3,222 counties; Calhoun, WV #38 of 55 in West Virginia; raw Calhoun, WV 31.2; Calhoun, WV coverage multiplier 0.85.
FEMA hazard, Calhoun, WV: 63/100; Calhoun, WV declarations, three years: 4; Calhoun, WV perils: 3 flood; Calhoun, WV five-year count 4 (severity 7.0); Calhoun, WV ten-year 4; hazard-weighted, Calhoun, WV: 4.0.
Declared incidents on the Calhoun, WV record: 2026 Winter Storm 2; 2024 Flood 2 (Calhoun, WV).
NFIP claims, Calhoun, WV, three years: none; Calhoun, WV claim-stress 0/100.
Calhoun, WV monthly score fell, 30 (March 2026) to 26 (October 2026); Calhoun, WV by month: March 30, April 30, May 30, June 30 (Calhoun, WV), July 27, August 26, September 32, October 26.
Calhoun, WV components: climate 52; Calhoun, WV retreat index 26; Calhoun, WV climate multiplier 0.85.
Construction distress, Calhoun, WV: 32/100 as of August 2026 (Calhoun, WV: 32/100 one-to-four unit, 0/100 multifamily).
Calhoun, WV ZIPs, June 2026 (Calhoun, WV, 16 highest): score 0 (Calhoun, WV), climate 40 (Calhoun, WV): 25259; score 0 (Calhoun, WV), climate 23 (Calhoun, WV): 26636; score 0 (Calhoun, WV), climate 17 (Calhoun, WV): 25141; score 0 (Calhoun, WV), climate 15 (Calhoun, WV): 25234, 25235, 25261, 25268, Calhoun, WV 26136, 26137, 26147, 26151; score 0 (Calhoun, WV), climate 14 (Calhoun, WV): 25267, 26638; score 0 (Calhoun, WV), climate 13 (Calhoun, WV): 26152; score 0 (Calhoun, WV), climate 12 (Calhoun, WV): 26138, 26141.
DLRadar rescores Calhoun, WV monthly; Calhoun, WV readings join Calhoun, WV foreclosure, lien and ownership parcels (Calhoun, WV), so cost-squeezed Calhoun, WV owners surface before listing.
Inside West Virginia, Calhoun County ranks 36th of 55 counties for home-insurance distress at 32/100; Summers County (36/100) sits just above Calhoun County, and Clay County (32/100) sits just below Calhoun County.
Deterministic. Every Calhoun County, WV signal traces to a public Calhoun dataset (FEMA, NFIP, Census for Calhoun, WV) · how insurance distress works in Calhoun, WV · methodology
FAQ: Calhoun County, WV insurance distress
What is the Calhoun County, WV home-insurance-distress score?
Calhoun, WV: 32/100 (LOW), #1,554 of 3,222, #38 in West Virginia. FEMA hazard, Calhoun, WV: 63/100; NFIP stress, Calhoun, WV: 0/100; construction, Calhoun, WV: 32/100; Calhoun, WV rescores monthly.
Is Calhoun County insurance distress getting better or worse (WV)?
Calhoun, WV: 30 in March 2026; Calhoun, WV: 26 in October 2026 (better); Calhoun, WV climate component 52.
Which Calhoun County ZIP codes carry the most insurance distress (WV)?
Calhoun, WV, June 2026: 25259 at 0, 26636 at 0, 25141 at 0, 25234 at 0; Calhoun, WV climate scores there: 40, 23, 17, 15.
Why does Calhoun, WV insurance distress create sellers?
A Calhoun, WV premium outruns the Calhoun, WV budget; a carrier leaves Calhoun, WV; Calhoun, WV carrying cost passes plan; Calhoun, WV owners sell while current; Calhoun, WV insurance distress leads Calhoun, WV foreclosure data.