Fayette County, WV: Home-Insurance Distress & Forced-Sale Pressure
Fayette County, WV: 63/100 (elevated) home-insurance distress; Fayette, WV band MEDIUM; Fayette, WV #826 of 3,222 counties; Fayette, WV #28 of 55 in West Virginia; raw Fayette, WV 56.2.
FEMA hazard, Fayette, WV: 63/100; Fayette, WV declarations, three years: 6; Fayette, WV perils: 4 severe-storm; Fayette, WV five-year count 4 (severity 7.0); Fayette, WV ten-year 4; hazard-weighted, Fayette, WV: 4.0.
Declared incidents on the Fayette, WV record: 2026 Winter Storm 2; 2026 Severe Storm 2 (Fayette, WV); 2024 Severe Storm 2 (Fayette, WV).
NFIP claims, Fayette, WV, three years: 4; Fayette, WV payouts $18,523; per Fayette, WV claim $4,631; Fayette, WV claim-stress 62/100.
Fayette, WV monthly score rose, 54 (March 2026) to 56 (October 2026); Fayette, WV by month: March 54, April 54, May 54, June 54 (Fayette, WV), July 52, August 50, September 55, October 56.
Fayette, WV components: climate 52, NFIP claims 62; Fayette, WV retreat index 56.
Construction distress, Fayette, WV: 41/100 as of August 2026 (Fayette, WV: 41/100 one-to-four unit, 0/100 multifamily).
Fayette, WV ZIPs, June 2026 (Fayette, WV, 16 highest): score 0 (Fayette, WV), climate 78 (Fayette, WV): 25083; score 0 (Fayette, WV), climate 59 (Fayette, WV): 25880, 25962, 26680; score 0 (Fayette, WV), climate 55 (Fayette, WV): 25136; score 0 (Fayette, WV), climate 53 (Fayette, WV): 25864, 26656; score 0 (Fayette, WV), climate 52 (Fayette, WV): 25036, 25059, 26690; score 0 (Fayette, WV), climate 51 (Fayette, WV): 25002, 25031, 25040, 25057, Fayette, WV 25085, 25090.
DLRadar rescores Fayette, WV monthly; Fayette, WV readings join Fayette, WV foreclosure, lien and ownership parcels (Fayette, WV), so cost-squeezed Fayette, WV owners surface before listing.
Inside West Virginia, Fayette County ranks 28th of 55 counties for home-insurance distress at 63/100; Tucker County (63/100) sits just above Fayette County, and Raleigh County (61/100) sits just below Fayette County.
Deterministic. Every Fayette County, WV signal traces to a public Fayette dataset (FEMA, NFIP, Census for Fayette, WV) · how insurance distress works in Fayette, WV · methodology
FAQ: Fayette County, WV insurance distress
What is the Fayette County, WV home-insurance-distress score?
Fayette, WV: 63/100 (MEDIUM), #826 of 3,222, #28 in West Virginia. FEMA hazard, Fayette, WV: 63/100; NFIP stress, Fayette, WV: 62/100; construction, Fayette, WV: 41/100; Fayette, WV rescores monthly.
Is Fayette County insurance distress getting better or worse (WV)?
Fayette, WV: 54 in March 2026; Fayette, WV: 56 in October 2026 (worse); Fayette, WV climate component 52; Fayette, WV NFIP claims score 62.
How many flood-insurance claims has Fayette County, WV had?
Fayette, WV: 4 NFIP claims, three years; Fayette, WV paid $18,523; per Fayette, WV claim $4,631; carriers reprice Fayette, WV against that record.
Which Fayette County ZIP codes carry the most insurance distress (WV)?
Fayette, WV, June 2026: 25083 at 0, 25880 at 0, 25962 at 0, 26680 at 0; Fayette, WV climate scores there: 78, 59, 59, 59.
Why does Fayette, WV insurance distress create sellers?
A Fayette, WV premium outruns the Fayette, WV budget; a carrier leaves Fayette, WV; Fayette, WV carrying cost passes plan; Fayette, WV owners sell while current; Fayette, WV insurance distress leads Fayette, WV foreclosure data.