Harrison County, WV: Home-Insurance Distress & Forced-Sale Pressure
Harrison County, WV: 74/100 (severe) home-insurance distress; Harrison, WV band MEDIUM; Harrison, WV #522 of 3,222 counties; Harrison, WV #10 of 55 in West Virginia.
FEMA hazard, Harrison, WV: 72/100; Harrison, WV declarations, three years: 9; Harrison, WV perils: 3 flood, 3 severe-storm; Harrison, WV five-year count 4 (severity 7.0); Harrison, WV ten-year 4; hazard-weighted, Harrison, WV: 9.0.
Declared incidents on the Harrison, WV record: 2026 Winter Storm 2; 2026 Severe Storm 2 (Harrison, WV); 2024 Flood 2 (Harrison, WV).
NFIP claims, Harrison, WV, three years: 18; Harrison, WV payouts $184,807; per Harrison, WV claim $10,267; Harrison, WV claim-stress 77/100.
Harrison, WV monthly score rose, 65 (March 2026) to 67 (October 2026); Harrison, WV by month: March 65, April 65, May 65, June 65 (Harrison, WV), July 62, August 61, September 68, October 67.
Harrison, WV components: climate 60, NFIP claims 77; Harrison, WV retreat index 67.
Construction distress, Harrison, WV: 78/100 as of August 2026 (Harrison, WV: 67/100 one-to-four unit, 90/100 multifamily).
Harrison, WV ZIPs, June 2026 (Harrison, WV, 16 highest): score 0 (Harrison, WV), climate 72 (Harrison, WV): 26301, 26323, 26361, 26366, Harrison, WV 26369, 26385, 26386, 26404, Harrison, WV 26408, 26422, 26438, 26451, Harrison, WV 26463, 26568, 26582, 26591.
DLRadar rescores Harrison, WV monthly; Harrison, WV readings join Harrison, WV foreclosure, lien and ownership parcels (Harrison, WV), so cost-squeezed Harrison, WV owners surface before listing.
Inside West Virginia, Harrison County ranks 10th of 55 counties for home-insurance distress at 74/100; Lincoln County (75/100) sits just above Harrison County, and Doddridge County (74/100) sits just below Harrison County.
Deterministic. Every Harrison County, WV signal traces to a public Harrison dataset (FEMA, NFIP, Census for Harrison, WV) · how insurance distress works in Harrison, WV · methodology
FAQ: Harrison County, WV insurance distress
What is the Harrison County, WV home-insurance-distress score?
Harrison, WV: 74/100 (MEDIUM), #522 of 3,222, #10 in West Virginia. FEMA hazard, Harrison, WV: 72/100; NFIP stress, Harrison, WV: 77/100; construction, Harrison, WV: 78/100; Harrison, WV rescores monthly.
Is Harrison County insurance distress getting better or worse (WV)?
Harrison, WV: 65 in March 2026; Harrison, WV: 67 in October 2026 (worse); Harrison, WV climate component 60; Harrison, WV NFIP claims score 77.
How many flood-insurance claims has Harrison County, WV had?
Harrison, WV: 18 NFIP claims, three years; Harrison, WV paid $184,807; per Harrison, WV claim $10,267; carriers reprice Harrison, WV against that record.
Which Harrison County ZIP codes carry the most insurance distress (WV)?
Harrison, WV, June 2026: 26301 at 0, 26323 at 0, 26361 at 0, 26366 at 0; Harrison, WV climate scores there: 72, 72, 72, 72.
Why does Harrison, WV insurance distress create sellers?
A Harrison, WV premium outruns the Harrison, WV budget; a carrier leaves Harrison, WV; Harrison, WV carrying cost passes plan; Harrison, WV owners sell while current; Harrison, WV insurance distress leads Harrison, WV foreclosure data.