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Lewis County, WV: Home-Insurance Distress & Forced-Sale Pressure

Lewis County, WV: 73/100 (severe) home-insurance distress; Lewis, WV band MEDIUM; Lewis, WV #560 of 3,222 counties; Lewis, WV #11 of 55 in West Virginia; raw Lewis, WV 66.3.

FEMA hazard, Lewis, WV: 63/100; Lewis, WV declarations, three years: 4; Lewis, WV perils: 3 flood; Lewis, WV five-year count 2 (severity 4.0); Lewis, WV ten-year 2; hazard-weighted, Lewis, WV: 4.0.

Declared incidents on the Lewis, WV record: 2026 Winter Storm 2; 2026 Flood 2 (Lewis, WV).

NFIP claims, Lewis, WV, three years: 47; Lewis, WV payouts $1,108,186; per Lewis, WV claim $23,578; Lewis, WV claim-stress 88/100.

Lewis, WV monthly score rose, 27 (March 2026) to 66 (October 2026); Lewis, WV by month: March 27, April 27, May 27, June 27 (Lewis, WV), July 27, August 63, September 70, October 66.

Lewis, WV components: climate 52, NFIP claims 88; Lewis, WV retreat index 66.

Construction distress, Lewis, WV: 28/100 as of August 2026 (Lewis, WV: 25/100 one-to-four unit, 30/100 multifamily).

Lewis, WV ZIPs, June 2026 (Lewis, WV, 11 highest): score 0 (Lewis, WV), climate 53 (Lewis, WV): 26378; score 0 (Lewis, WV), climate 43 (Lewis, WV): 26338, 26343, 26372, 26452; score 0 (Lewis, WV), climate 42 (Lewis, WV): 26447; score 0 (Lewis, WV), climate 41 (Lewis, WV): 26201; score 0 (Lewis, WV), climate 40 (Lewis, WV): 26321; score 0 (Lewis, WV), climate 38 (Lewis, WV): 26376; score 0 (Lewis, WV), climate 33 (Lewis, WV): 26412; score 0 (Lewis, WV), climate 18 (Lewis, WV): 26384.

DLRadar rescores Lewis, WV monthly; Lewis, WV readings join Lewis, WV foreclosure, lien and ownership parcels (Lewis, WV), so cost-squeezed Lewis, WV owners surface before listing.

Inside West Virginia, Lewis County ranks 12th of 55 counties for home-insurance distress at 73/100; Doddridge County (74/100) sits just above Lewis County, and Marshall County (72/100) sits just below Lewis County.

Insurance distress
73/100
Lewis, WV: MEDIUM
National rank
#560
Lewis, WV: of 3,222 counties
FEMA hazard
63/100
Lewis County hazard
NFIP claim stress
88/100
Lewis, WV 3-year
Flood claims (3y)
47
Lewis, WV
Claims paid (3y)
$1,108,186
Lewis, WV payouts
Per claim
$23,578
Lewis, WV
Construction distress
28/100
Lewis, WV

Deterministic. Every Lewis County, WV signal traces to a public Lewis dataset (FEMA, NFIP, Census for Lewis, WV) · how insurance distress works in Lewis, WV · methodology

FAQ: Lewis County, WV insurance distress

What is the Lewis County, WV home-insurance-distress score?

Lewis, WV: 73/100 (MEDIUM), #560 of 3,222, #11 in West Virginia. FEMA hazard, Lewis, WV: 63/100; NFIP stress, Lewis, WV: 88/100; construction, Lewis, WV: 28/100; Lewis, WV rescores monthly.

Is Lewis County insurance distress getting better or worse (WV)?

Lewis, WV: 27 in March 2026; Lewis, WV: 66 in October 2026 (worse); Lewis, WV climate component 52; Lewis, WV NFIP claims score 88.

How many flood-insurance claims has Lewis County, WV had?

Lewis, WV: 47 NFIP claims, three years; Lewis, WV paid $1,108,186; per Lewis, WV claim $23,578; carriers reprice Lewis, WV against that record.

Which Lewis County ZIP codes carry the most insurance distress (WV)?

Lewis, WV, June 2026: 26378 at 0, 26338 at 0, 26343 at 0, 26372 at 0; Lewis, WV climate scores there: 53, 43, 43, 43.

Why does Lewis, WV insurance distress create sellers?

A Lewis, WV premium outruns the Lewis, WV budget; a carrier leaves Lewis, WV; Lewis, WV carrying cost passes plan; Lewis, WV owners sell while current; Lewis, WV insurance distress leads Lewis, WV foreclosure data.

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