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Marshall County, WV: Home-Insurance Distress & Forced-Sale Pressure

Marshall County, WV: 72/100 (severe) home-insurance distress; Marshall, WV band MEDIUM; Marshall, WV #579 of 3,222 counties; Marshall, WV #13 of 55 in West Virginia; raw Marshall, WV 63.8.

FEMA hazard, Marshall, WV: 72/100; Marshall, WV declarations, three years: 6; Marshall, WV perils: 3 flood, 2 severe-storm; Marshall, WV five-year count 6 (severity 10.0); Marshall, WV ten-year 6; hazard-weighted, Marshall, WV: 6.0.

Declared incidents on the Marshall, WV record: 2026 Winter Storm 2; 2024 Severe Storm 2 (Marshall, WV); 2024 Flood 2 (Marshall, WV).

NFIP claims, Marshall, WV, three years: 6; Marshall, WV payouts $75,576; per Marshall, WV claim $12,596; Marshall, WV claim-stress 71/100.

Marshall, WV monthly score fell, 70 (March 2026) to 64 (October 2026); Marshall, WV by month: March 70, April 70, May 72, June 72 (Marshall, WV), July 70, August 70, September 75, October 64.

Marshall, WV components: climate 60, NFIP claims 71; Marshall, WV retreat index 64.

Construction distress, Marshall, WV: 99/100 as of August 2026 (Marshall, WV: 99/100 one-to-four unit, 0/100 multifamily).

Marshall, WV ZIPs, June 2026 (Marshall, WV, 10 highest): score 0 (Marshall, WV), climate 66 (Marshall, WV): 26003; score 0 (Marshall, WV), climate 57 (Marshall, WV): 26031, 26033, 26036, 26038, Marshall, WV 26039, 26040, 26041; score 0 (Marshall, WV), climate 56 (Marshall, WV): 26055; score 0 (Marshall, WV), climate 52 (Marshall, WV): 26155.

DLRadar rescores Marshall, WV monthly; Marshall, WV readings join Marshall, WV foreclosure, lien and ownership parcels (Marshall, WV), so cost-squeezed Marshall, WV owners surface before listing.

Inside West Virginia, Marshall County ranks 13th of 55 counties for home-insurance distress at 72/100; Lewis County (73/100) sits just above Marshall County, and Hancock County (72/100) sits just below Marshall County.

Insurance distress
72/100
Marshall, WV: MEDIUM
National rank
#579
Marshall, WV: of 3,222 counties
FEMA hazard
72/100
Marshall County hazard
NFIP claim stress
71/100
Marshall, WV 3-year
Flood claims (3y)
6
Marshall, WV
Claims paid (3y)
$75,576
Marshall, WV payouts
Per claim
$12,596
Marshall, WV
Construction distress
99/100
Marshall, WV

Deterministic. Every Marshall County, WV signal traces to a public Marshall dataset (FEMA, NFIP, Census for Marshall, WV) · how insurance distress works in Marshall, WV · methodology

FAQ: Marshall County, WV insurance distress

What is the Marshall County, WV home-insurance-distress score?

Marshall, WV: 72/100 (MEDIUM), #579 of 3,222, #13 in West Virginia. FEMA hazard, Marshall, WV: 72/100; NFIP stress, Marshall, WV: 71/100; construction, Marshall, WV: 99/100; Marshall, WV rescores monthly.

Is Marshall County insurance distress getting better or worse (WV)?

Marshall, WV: 70 in March 2026; Marshall, WV: 64 in October 2026 (better); Marshall, WV climate component 60; Marshall, WV NFIP claims score 71.

How many flood-insurance claims has Marshall County, WV had?

Marshall, WV: 6 NFIP claims, three years; Marshall, WV paid $75,576; per Marshall, WV claim $12,596; carriers reprice Marshall, WV against that record.

Which Marshall County ZIP codes carry the most insurance distress (WV)?

Marshall, WV, June 2026: 26003 at 0, 26031 at 0, 26033 at 0, 26036 at 0; Marshall, WV climate scores there: 66, 57, 57, 57.

Why does Marshall, WV insurance distress create sellers?

A Marshall, WV premium outruns the Marshall, WV budget; a carrier leaves Marshall, WV; Marshall, WV carrying cost passes plan; Marshall, WV owners sell while current; Marshall, WV insurance distress leads Marshall, WV foreclosure data.

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