Mineral County, WV: Home-Insurance Distress & Forced-Sale Pressure
Mineral County, WV: 29/100 (moderate) home-insurance distress; Mineral, WV band LOW; Mineral, WV #1,634 of 3,222 counties; Mineral, WV #40 of 55 in West Virginia; raw Mineral, WV 34.4; Mineral, WV coverage multiplier 0.85.
FEMA hazard, Mineral, WV: 0/100; Mineral, WV declarations, three years: 3; Mineral, WV five-year count 2 (severity 4.0); Mineral, WV ten-year 2.
Declared incidents on the Mineral, WV record: 2026 Winter Storm 2 (Mineral, WV).
NFIP claims, Mineral, WV, three years: 5; Mineral, WV payouts $506,426; per Mineral, WV claim $101,285; Mineral, WV claim-stress 86/100.
Mineral, WV monthly score rose, 24 (March 2026) to 29 (October 2026); Mineral, WV by month: March 24, April 24, May 23, June 23 (Mineral, WV), July 23, August 23, September 23, October 29.
Mineral, WV components: NFIP claims 86; Mineral, WV retreat index 29; Mineral, WV climate multiplier 0.85.
Construction distress, Mineral, WV: 30/100 as of August 2026 (Mineral, WV: 30/100 one-to-four unit, 2/100 multifamily).
Mineral, WV ZIPs, June 2026 (Mineral, WV, 10 highest): score 0 (Mineral, WV), climate 51 (Mineral, WV): 26719, 26750, 26753, 26767; score 0 (Mineral, WV), climate 48 (Mineral, WV): 26717, 26726; score 0 (Mineral, WV), climate 46 (Mineral, WV): 26710; score 0 (Mineral, WV), climate 42 (Mineral, WV): 26763; score 0 (Mineral, WV), climate 41 (Mineral, WV): 26743; score 0 (Mineral, WV), climate 39 (Mineral, WV): 26852.
DLRadar rescores Mineral, WV monthly; Mineral, WV readings join Mineral, WV foreclosure, lien and ownership parcels (Mineral, WV), so cost-squeezed Mineral, WV owners surface before listing.
Inside West Virginia, Mineral County ranks 40th of 55 counties for home-insurance distress at 29/100; Pleasants County (32/100) sits just above Mineral County, and Berkeley County (27/100) sits just below Mineral County.
Deterministic. Every Mineral County, WV signal traces to a public Mineral dataset (FEMA, NFIP, Census for Mineral, WV) · how insurance distress works in Mineral, WV · methodology
FAQ: Mineral County, WV insurance distress
What is the Mineral County, WV home-insurance-distress score?
Mineral, WV: 29/100 (LOW), #1,634 of 3,222, #40 in West Virginia. FEMA hazard, Mineral, WV: 0/100; NFIP stress, Mineral, WV: 86/100; construction, Mineral, WV: 30/100; Mineral, WV rescores monthly.
Is Mineral County insurance distress getting better or worse (WV)?
Mineral, WV: 24 in March 2026; Mineral, WV: 29 in October 2026 (worse); Mineral, WV NFIP claims score 86.
How many flood-insurance claims has Mineral County, WV had?
Mineral, WV: 5 NFIP claims, three years; Mineral, WV paid $506,426; per Mineral, WV claim $101,285; carriers reprice Mineral, WV against that record.
Which Mineral County ZIP codes carry the most insurance distress (WV)?
Mineral, WV, June 2026: 26719 at 0, 26750 at 0, 26753 at 0, 26767 at 0; Mineral, WV climate scores there: 51, 51, 51, 51.
Why does Mineral, WV insurance distress create sellers?
A Mineral, WV premium outruns the Mineral, WV budget; a carrier leaves Mineral, WV; Mineral, WV carrying cost passes plan; Mineral, WV owners sell while current; Mineral, WV insurance distress leads Mineral, WV foreclosure data.