Monroe County, WV: Home-Insurance Distress & Forced-Sale Pressure
Monroe County, WV: 54/100 (elevated) home-insurance distress; Monroe, WV band MEDIUM; Monroe, WV #1,019 of 3,222 counties; Monroe, WV #32 of 55 in West Virginia; raw Monroe, WV 48.3.
FEMA hazard, Monroe, WV: 50/100; Monroe, WV declarations, three years: 4; Monroe, WV perils: 2 severe-storm; Monroe, WV five-year count 4 (severity 8.0); Monroe, WV ten-year 4; hazard-weighted, Monroe, WV: 2.0.
Declared incidents on the Monroe, WV record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Monroe, WV).
NFIP claims, Monroe, WV, three years: 1; Monroe, WV payouts $20,007; per Monroe, WV claim $20,007; Monroe, WV claim-stress 60/100.
Monroe, WV monthly score fell, 56 (March 2026) to 48 (October 2026); Monroe, WV by month: March 56, April 56, May 56, June 56 (Monroe, WV), July 54, August 52, September 57, October 48.
Monroe, WV components: climate 40, NFIP claims 60; Monroe, WV retreat index 48.
Construction distress, Monroe, WV: 6/100 as of August 2026 (Monroe, WV: 6/100 one-to-four unit, 0/100 multifamily).
Monroe, WV ZIPs, June 2026 (Monroe, WV, 15 highest): score 0 (Monroe, WV), climate 70 (Monroe, WV): 24970; score 0 (Monroe, WV), climate 59 (Monroe, WV): 24925; score 0 (Monroe, WV), climate 48 (Monroe, WV): 24910; score 0 (Monroe, WV), climate 32 (Monroe, WV): 24981; score 0 (Monroe, WV), climate 28 (Monroe, WV): 24976; score 0 (Monroe, WV), climate 26 (Monroe, WV): 24985; score 0 (Monroe, WV), climate 25 (Monroe, WV): 24963; score 0 (Monroe, WV), climate 24 (Monroe, WV): 24918, 24941, 24945, 24951, Monroe, WV 24974, 24983, 24984, 24993.
DLRadar rescores Monroe, WV monthly; Monroe, WV readings join Monroe, WV foreclosure, lien and ownership parcels (Monroe, WV), so cost-squeezed Monroe, WV owners surface before listing.
Inside West Virginia, Monroe County ranks 32nd of 55 counties for home-insurance distress at 54/100; Putnam County (58/100) sits just above Monroe County, and Greenbrier County (54/100) sits just below Monroe County.
Deterministic. Every Monroe County, WV signal traces to a public Monroe dataset (FEMA, NFIP, Census for Monroe, WV) · how insurance distress works in Monroe, WV · methodology
FAQ: Monroe County, WV insurance distress
What is the Monroe County, WV home-insurance-distress score?
Monroe, WV: 54/100 (MEDIUM), #1,019 of 3,222, #32 in West Virginia. FEMA hazard, Monroe, WV: 50/100; NFIP stress, Monroe, WV: 60/100; construction, Monroe, WV: 6/100; Monroe, WV rescores monthly.
Is Monroe County insurance distress getting better or worse (WV)?
Monroe, WV: 56 in March 2026; Monroe, WV: 48 in October 2026 (better); Monroe, WV climate component 40; Monroe, WV NFIP claims score 60.
How many flood-insurance claims has Monroe County, WV had?
Monroe, WV: 1 NFIP claims, three years; Monroe, WV paid $20,007; per Monroe, WV claim $20,007; carriers reprice Monroe, WV against that record.
Which Monroe County ZIP codes carry the most insurance distress (WV)?
Monroe, WV, June 2026: 24970 at 0, 24925 at 0, 24910 at 0, 24981 at 0; Monroe, WV climate scores there: 70, 59, 48, 32.
Why does Monroe, WV insurance distress create sellers?
A Monroe, WV premium outruns the Monroe, WV budget; a carrier leaves Monroe, WV; Monroe, WV carrying cost passes plan; Monroe, WV owners sell while current; Monroe, WV insurance distress leads Monroe, WV foreclosure data.