Putnam County, WV: Home-Insurance Distress & Forced-Sale Pressure
Putnam County, WV: 58/100 (elevated) home-insurance distress; Putnam, WV band MEDIUM; Putnam, WV #936 of 3,222 counties; Putnam, WV #31 of 55 in West Virginia.
FEMA hazard, Putnam, WV: 50/100; Putnam, WV declarations, three years: 6; Putnam, WV perils: 3 severe-storm; Putnam, WV five-year count 4 (severity 7.0); Putnam, WV ten-year 4; hazard-weighted, Putnam, WV: 3.0.
Declared incidents on the Putnam, WV record: 2026 Winter Storm 2; 2024 Severe Storm 2 (Putnam, WV).
NFIP claims, Putnam, WV, three years: 5; Putnam, WV payouts $70,821; per Putnam, WV claim $14,164; Putnam, WV claim-stress 71/100.
Putnam, WV monthly score fell, 59 (March 2026) to 52 (October 2026); Putnam, WV by month: March 59, April 59, May 59, June 59 (Putnam, WV), July 57, August 55, September 60, October 52.
Putnam, WV components: climate 40, NFIP claims 71; Putnam, WV retreat index 52.
Construction distress, Putnam, WV: 19/100 as of August 2026 (Putnam, WV: 48/100 one-to-four unit, 0/100 multifamily).
Putnam, WV ZIPs, June 2026 (Putnam, WV, 16 highest): score 0 (Putnam, WV), climate 93 (Putnam, WV): 25177; score 0 (Putnam, WV), climate 88 (Putnam, WV): 25143; score 0 (Putnam, WV), climate 76 (Putnam, WV): 25124; score 0 (Putnam, WV), climate 75 (Putnam, WV): 25011, 25033, 25070, 25109, Putnam, WV 25159, 25168, 25213, 25526, Putnam, WV 25560; score 0 (Putnam, WV), climate 74 (Putnam, WV): 25510; score 0 (Putnam, WV), climate 65 (Putnam, WV): 25082; score 0 (Putnam, WV), climate 58 (Putnam, WV): 25123, 25523.
DLRadar rescores Putnam, WV monthly; Putnam, WV readings join Putnam, WV foreclosure, lien and ownership parcels (Putnam, WV), so cost-squeezed Putnam, WV owners surface before listing.
Inside West Virginia, Putnam County ranks 31st of 55 counties for home-insurance distress at 58/100; Preston County (59/100) sits just above Putnam County, and Monroe County (54/100) sits just below Putnam County.
Deterministic. Every Putnam County, WV signal traces to a public Putnam dataset (FEMA, NFIP, Census for Putnam, WV) · how insurance distress works in Putnam, WV · methodology
FAQ: Putnam County, WV insurance distress
What is the Putnam County, WV home-insurance-distress score?
Putnam, WV: 58/100 (MEDIUM), #936 of 3,222, #31 in West Virginia. FEMA hazard, Putnam, WV: 50/100; NFIP stress, Putnam, WV: 71/100; construction, Putnam, WV: 19/100; Putnam, WV rescores monthly.
Is Putnam County insurance distress getting better or worse (WV)?
Putnam, WV: 59 in March 2026; Putnam, WV: 52 in October 2026 (better); Putnam, WV climate component 40; Putnam, WV NFIP claims score 71.
How many flood-insurance claims has Putnam County, WV had?
Putnam, WV: 5 NFIP claims, three years; Putnam, WV paid $70,821; per Putnam, WV claim $14,164; carriers reprice Putnam, WV against that record.
Which Putnam County ZIP codes carry the most insurance distress (WV)?
Putnam, WV, June 2026: 25177 at 0, 25143 at 0, 25124 at 0, 25011 at 0; Putnam, WV climate scores there: 93, 88, 76, 75.
Why does Putnam, WV insurance distress create sellers?
A Putnam, WV premium outruns the Putnam, WV budget; a carrier leaves Putnam, WV; Putnam, WV carrying cost passes plan; Putnam, WV owners sell while current; Putnam, WV insurance distress leads Putnam, WV foreclosure data.