Ritchie County, WV: Home-Insurance Distress & Forced-Sale Pressure
Ritchie County, WV: 44/100 (moderate) home-insurance distress; Ritchie, WV band MEDIUM; Ritchie, WV #1,268 of 3,222 counties; Ritchie, WV #34 of 55 in West Virginia; raw Ritchie, WV 37.3.
FEMA hazard, Ritchie, WV: 63/100; Ritchie, WV declarations, three years: 4; Ritchie, WV perils: 3 flood; Ritchie, WV five-year count 2 (severity 4.0); Ritchie, WV ten-year 2; hazard-weighted, Ritchie, WV: 4.0.
Declared incidents on the Ritchie, WV record: 2026 Winter Storm 2; 2026 Flood 2 (Ritchie, WV).
NFIP claims, Ritchie, WV, three years: 1; Ritchie, WV payouts $0; per Ritchie, WV claim $0; Ritchie, WV claim-stress 15/100.
Ritchie, WV monthly score rose, 7 (March 2026) to 37 (October 2026); Ritchie, WV by month: March 7, April 7, May 7, June 7 (Ritchie, WV), July 7, August 39, September 46, October 37.
Ritchie, WV components: climate 52, NFIP claims 15; Ritchie, WV retreat index 37.
Construction distress, Ritchie, WV: 47/100 as of August 2026 (Ritchie, WV: 47/100 one-to-four unit, 1/100 multifamily).
Ritchie, WV ZIPs, June 2026 (Ritchie, WV, 14 highest): score 0 (Ritchie, WV), climate 19 (Ritchie, WV): 26415; score 0 (Ritchie, WV), climate 18 (Ritchie, WV): 26170; score 0 (Ritchie, WV), climate 17 (Ritchie, WV): 26148, 26161, 26178, 26325, Ritchie, WV 26327, 26337, 26346, 26362, Ritchie, WV 26421, 26456; score 0 (Ritchie, WV), climate 15 (Ritchie, WV): 26137, 26143.
DLRadar rescores Ritchie, WV monthly; Ritchie, WV readings join Ritchie, WV foreclosure, lien and ownership parcels (Ritchie, WV), so cost-squeezed Ritchie, WV owners surface before listing.
Inside West Virginia, Ritchie County ranks 34th of 55 counties for home-insurance distress at 44/100; Greenbrier County (54/100) sits just above Ritchie County, and Summers County (36/100) sits just below Ritchie County.
Deterministic. Every Ritchie County, WV signal traces to a public Ritchie dataset (FEMA, NFIP, Census for Ritchie, WV) · how insurance distress works in Ritchie, WV · methodology
FAQ: Ritchie County, WV insurance distress
What is the Ritchie County, WV home-insurance-distress score?
Ritchie, WV: 44/100 (MEDIUM), #1,268 of 3,222, #34 in West Virginia. FEMA hazard, Ritchie, WV: 63/100; NFIP stress, Ritchie, WV: 15/100; construction, Ritchie, WV: 47/100; Ritchie, WV rescores monthly.
Is Ritchie County insurance distress getting better or worse (WV)?
Ritchie, WV: 7 in March 2026; Ritchie, WV: 37 in October 2026 (worse); Ritchie, WV climate component 52; Ritchie, WV NFIP claims score 15.
How many flood-insurance claims has Ritchie County, WV had?
Ritchie, WV: 1 NFIP claims, three years; Ritchie, WV paid $0; per Ritchie, WV claim $0; carriers reprice Ritchie, WV against that record.
Which Ritchie County ZIP codes carry the most insurance distress (WV)?
Ritchie, WV, June 2026: 26415 at 0, 26170 at 0, 26148 at 0, 26161 at 0; Ritchie, WV climate scores there: 19, 18, 17, 17.
Why does Ritchie, WV insurance distress create sellers?
A Ritchie, WV premium outruns the Ritchie, WV budget; a carrier leaves Ritchie, WV; Ritchie, WV carrying cost passes plan; Ritchie, WV owners sell while current; Ritchie, WV insurance distress leads Ritchie, WV foreclosure data.