Roane County, WV: Home-Insurance Distress & Forced-Sale Pressure
Roane County, WV: 76/100 (severe) home-insurance distress; Roane, WV band MEDIUM; Roane, WV #464 of 3,222 counties; Roane, WV #7 of 55 in West Virginia.
FEMA hazard, Roane, WV: 78/100; Roane, WV declarations, three years: 9; Roane, WV perils: 6 flood; Roane, WV five-year count 6 (severity 10.0); Roane, WV ten-year 6; hazard-weighted, Roane, WV: 12.0.
Declared incidents on the Roane, WV record: 2026 Winter Storm 2; 2024 Flood 4 (Roane, WV).
NFIP claims, Roane, WV, three years: 8; Roane, WV payouts $113,827; per Roane, WV claim $14,228; Roane, WV claim-stress 74/100.
Roane, WV monthly score fell, 74 (March 2026) to 71 (October 2026); Roane, WV by month: March 74, April 74, May 77, June 77 (Roane, WV), July 75, August 74, September 79, October 71.
Roane, WV components: climate 68, NFIP claims 74; Roane, WV retreat index 71.
Construction distress, Roane, WV: 59/100 as of August 2026 (Roane, WV: 59/100 one-to-four unit, 0/100 multifamily).
Roane, WV ZIPs, June 2026 (Roane, WV, 13 highest): score 0 (Roane, WV), climate 90 (Roane, WV): 25071; score 0 (Roane, WV), climate 81 (Roane, WV): 25045; score 0 (Roane, WV), climate 49 (Roane, WV): 25244; score 0 (Roane, WV), climate 42 (Roane, WV): 25252; score 0 (Roane, WV), climate 40 (Roane, WV): 25005, 25243, 25251, 25259, Roane, WV 25266, 25276, 25286; score 0 (Roane, WV), climate 37 (Roane, WV): 25270; score 0 (Roane, WV), climate 25 (Roane, WV): 25164.
DLRadar rescores Roane, WV monthly; Roane, WV readings join Roane, WV foreclosure, lien and ownership parcels (Roane, WV), so cost-squeezed Roane, WV owners surface before listing.
Inside West Virginia, Roane County ranks 7th of 55 counties for home-insurance distress at 76/100; Tyler County (78/100) sits just above Roane County, and Brooke County (76/100) sits just below Roane County.
Deterministic. Every Roane County, WV signal traces to a public Roane dataset (FEMA, NFIP, Census for Roane, WV) · how insurance distress works in Roane, WV · methodology
FAQ: Roane County, WV insurance distress
What is the Roane County, WV home-insurance-distress score?
Roane, WV: 76/100 (MEDIUM), #464 of 3,222, #7 in West Virginia. FEMA hazard, Roane, WV: 78/100; NFIP stress, Roane, WV: 74/100; construction, Roane, WV: 59/100; Roane, WV rescores monthly.
Is Roane County insurance distress getting better or worse (WV)?
Roane, WV: 74 in March 2026; Roane, WV: 71 in October 2026 (better); Roane, WV climate component 68; Roane, WV NFIP claims score 74.
How many flood-insurance claims has Roane County, WV had?
Roane, WV: 8 NFIP claims, three years; Roane, WV paid $113,827; per Roane, WV claim $14,228; carriers reprice Roane, WV against that record.
Which Roane County ZIP codes carry the most insurance distress (WV)?
Roane, WV, June 2026: 25071 at 0, 25045 at 0, 25244 at 0, 25252 at 0; Roane, WV climate scores there: 90, 81, 49, 42.
Why does Roane, WV insurance distress create sellers?
A Roane, WV premium outruns the Roane, WV budget; a carrier leaves Roane, WV; Roane, WV carrying cost passes plan; Roane, WV owners sell while current; Roane, WV insurance distress leads Roane, WV foreclosure data.