Upshur County, WV: Home-Insurance Distress & Forced-Sale Pressure
Upshur County, WV: 70/100 (severe) home-insurance distress; Upshur, WV band MEDIUM; Upshur, WV #619 of 3,222 counties; Upshur, WV #15 of 55 in West Virginia.
FEMA hazard, Upshur, WV: 63/100; Upshur, WV declarations, three years: 6; Upshur, WV perils: 3 flood; Upshur, WV five-year count 2 (severity 4.0); Upshur, WV ten-year 2; hazard-weighted, Upshur, WV: 6.0.
Declared incidents on the Upshur, WV record: 2026 Winter Storm 2; 2026 Flood 2 (Upshur, WV).
NFIP claims, Upshur, WV, three years: 38; Upshur, WV payouts $415,818; per Upshur, WV claim $10,943; Upshur, WV claim-stress 81/100.
Upshur, WV monthly score rose, 26 (March 2026) to 64 (October 2026); Upshur, WV by month: March 26, April 26, May 26, June 26 (Upshur, WV), July 26, August 61, September 68, October 64.
Upshur, WV components: climate 52, NFIP claims 81; Upshur, WV retreat index 64.
Construction distress, Upshur, WV: 61/100 as of August 2026 (Upshur, WV: 41/100 one-to-four unit, 100/100 multifamily).
Upshur, WV ZIPs, June 2026 (Upshur, WV, 12 highest): score 0 (Upshur, WV), climate 57 (Upshur, WV): 26236; score 0 (Upshur, WV), climate 52 (Upshur, WV): 26267; score 0 (Upshur, WV), climate 51 (Upshur, WV): 26224; score 0 (Upshur, WV), climate 43 (Upshur, WV): 26210, 26218, 26228, 26234, Upshur, WV 26237, 26343, 26372; score 0 (Upshur, WV), climate 41 (Upshur, WV): 26201; score 0 (Upshur, WV), climate 27 (Upshur, WV): 26238.
DLRadar rescores Upshur, WV monthly; Upshur, WV readings join Upshur, WV foreclosure, lien and ownership parcels (Upshur, WV), so cost-squeezed Upshur, WV owners surface before listing.
Inside West Virginia, Upshur County ranks 15th of 55 counties for home-insurance distress at 70/100; Hancock County (72/100) sits just above Upshur County, and Wood County (70/100) sits just below Upshur County.
Deterministic. Every Upshur County, WV signal traces to a public Upshur dataset (FEMA, NFIP, Census for Upshur, WV) · how insurance distress works in Upshur, WV · methodology
FAQ: Upshur County, WV insurance distress
What is the Upshur County, WV home-insurance-distress score?
Upshur, WV: 70/100 (MEDIUM), #619 of 3,222, #15 in West Virginia. FEMA hazard, Upshur, WV: 63/100; NFIP stress, Upshur, WV: 81/100; construction, Upshur, WV: 61/100; Upshur, WV rescores monthly.
Is Upshur County insurance distress getting better or worse (WV)?
Upshur, WV: 26 in March 2026; Upshur, WV: 64 in October 2026 (worse); Upshur, WV climate component 52; Upshur, WV NFIP claims score 81.
How many flood-insurance claims has Upshur County, WV had?
Upshur, WV: 38 NFIP claims, three years; Upshur, WV paid $415,818; per Upshur, WV claim $10,943; carriers reprice Upshur, WV against that record.
Which Upshur County ZIP codes carry the most insurance distress (WV)?
Upshur, WV, June 2026: 26236 at 0, 26267 at 0, 26224 at 0, 26210 at 0; Upshur, WV climate scores there: 57, 52, 51, 43.
Why does Upshur, WV insurance distress create sellers?
A Upshur, WV premium outruns the Upshur, WV budget; a carrier leaves Upshur, WV; Upshur, WV carrying cost passes plan; Upshur, WV owners sell while current; Upshur, WV insurance distress leads Upshur, WV foreclosure data.