Wayne County, WV: Home-Insurance Distress & Forced-Sale Pressure
Wayne County, WV: 68/100 (elevated) home-insurance distress; Wayne, WV band MEDIUM; Wayne, WV #690 of 3,222 counties; Wayne, WV #19 of 55 in West Virginia; raw Wayne, WV 61.2.
FEMA hazard, Wayne, WV: 63/100; Wayne, WV declarations, three years: 6; Wayne, WV perils: 4 severe-storm; Wayne, WV five-year count 6 (severity 11.0); Wayne, WV ten-year 6; hazard-weighted, Wayne, WV: 4.0.
Declared incidents on the Wayne, WV record: 2026 Winter Storm 2; 2025 Severe Storm 2 (Wayne, WV); 2024 Severe Storm 2 (Wayne, WV).
NFIP claims, Wayne, WV, three years: 11; Wayne, WV payouts $125,381; per Wayne, WV claim $11,398; Wayne, WV claim-stress 75/100.
Wayne, WV monthly score fell, 67 (March 2026) to 61 (October 2026); Wayne, WV by month: March 67, April 67, May 67, June 67 (Wayne, WV), July 64, August 63, September 70, October 61.
Wayne, WV components: climate 52, NFIP claims 75; Wayne, WV retreat index 61.
Construction distress, Wayne, WV: 56/100 as of August 2026 (Wayne, WV: 57/100 one-to-four unit, 0/100 multifamily).
Wayne, WV ZIPs, June 2026 (Wayne, WV, 16 highest): score 0 (Wayne, WV), climate 84 (Wayne, WV): 25504; score 0 (Wayne, WV), climate 82 (Wayne, WV): 25701; score 0 (Wayne, WV), climate 77 (Wayne, WV): 25704; score 0 (Wayne, WV), climate 76 (Wayne, WV): 25507, 25511, 25512, 25514, Wayne, WV 25517, 25530, 25534, 25535, Wayne, WV 25555, 25570, 25669; score 0 (Wayne, WV), climate 71 (Wayne, WV): 25699; score 0 (Wayne, WV), climate 67 (Wayne, WV): 25674.
DLRadar rescores Wayne, WV monthly; Wayne, WV readings join Wayne, WV foreclosure, lien and ownership parcels (Wayne, WV), so cost-squeezed Wayne, WV owners surface before listing.
Inside West Virginia, Wayne County ranks 18th of 55 counties for home-insurance distress at 68/100; Randolph County (69/100) sits just above Wayne County, and Logan County (67/100) sits just below Wayne County.
Deterministic. Every Wayne County, WV signal traces to a public Wayne dataset (FEMA, NFIP, Census for Wayne, WV) · how insurance distress works in Wayne, WV · methodology
FAQ: Wayne County, WV insurance distress
What is the Wayne County, WV home-insurance-distress score?
Wayne, WV: 68/100 (MEDIUM), #690 of 3,222, #19 in West Virginia. FEMA hazard, Wayne, WV: 63/100; NFIP stress, Wayne, WV: 75/100; construction, Wayne, WV: 56/100; Wayne, WV rescores monthly.
Is Wayne County insurance distress getting better or worse (WV)?
Wayne, WV: 67 in March 2026; Wayne, WV: 61 in October 2026 (better); Wayne, WV climate component 52; Wayne, WV NFIP claims score 75.
How many flood-insurance claims has Wayne County, WV had?
Wayne, WV: 11 NFIP claims, three years; Wayne, WV paid $125,381; per Wayne, WV claim $11,398; carriers reprice Wayne, WV against that record.
Which Wayne County ZIP codes carry the most insurance distress (WV)?
Wayne, WV, June 2026: 25504 at 0, 25701 at 0, 25704 at 0, 25507 at 0; Wayne, WV climate scores there: 84, 82, 77, 76.
Why does Wayne, WV insurance distress create sellers?
A Wayne, WV premium outruns the Wayne, WV budget; a carrier leaves Wayne, WV; Wayne, WV carrying cost passes plan; Wayne, WV owners sell while current; Wayne, WV insurance distress leads Wayne, WV foreclosure data.