Wetzel County, WV: Home-Insurance Distress & Forced-Sale Pressure
Wetzel County, WV: 86/100 (severe) home-insurance distress; Wetzel, WV band HIGH; Wetzel, WV #189 of 3,222 counties; Wetzel, WV #3 of 55 in West Virginia.
FEMA hazard, Wetzel, WV: 87/100; Wetzel, WV declarations, three years: 12; Wetzel, WV perils: 6 flood, 3 severe-storm; Wetzel, WV five-year count 6 (severity 10.0); Wetzel, WV ten-year 6; hazard-weighted, Wetzel, WV: 15.0.
Declared incidents on the Wetzel, WV record: 2026 Winter Storm 2; 2026 Flood 2 (Wetzel, WV); 2024 Severe Storm 2; 2024 Flood 2 (Wetzel, WV).
NFIP claims, Wetzel, WV, three years: 18; Wetzel, WV payouts $555,339; per Wetzel, WV claim $30,852; Wetzel, WV claim-stress 86/100.
Wetzel, WV monthly score rose, 74 (March 2026) to 78 (October 2026); Wetzel, WV by month: March 74, April 74, May 77, June 77 (Wetzel, WV), July 75, August 74, September 80, October 78.
Wetzel, WV components: climate 73, NFIP claims 86; Wetzel, WV retreat index 78.
Construction distress, Wetzel, WV: 4/100 as of August 2026 (Wetzel, WV: 4/100 one-to-four unit, 0/100 multifamily).
Wetzel, WV ZIPs, June 2026 (Wetzel, WV, 13 highest): score 0 (Wetzel, WV), climate 66 (Wetzel, WV): 26585; score 0 (Wetzel, WV), climate 61 (Wetzel, WV): 26562; score 0 (Wetzel, WV), climate 60 (Wetzel, WV): 26575; score 0 (Wetzel, WV), climate 56 (Wetzel, WV): 26055, 26437; score 0 (Wetzel, WV), climate 55 (Wetzel, WV): 26162, 26167, 26348, 26419, Wetzel, WV 26581; score 0 (Wetzel, WV), climate 52 (Wetzel, WV): 26155; score 0 (Wetzel, WV), climate 49 (Wetzel, WV): 26159; score 0 (Wetzel, WV), climate 47 (Wetzel, WV): 26377.
DLRadar rescores Wetzel, WV monthly; Wetzel, WV readings join Wetzel, WV foreclosure, lien and ownership parcels (Wetzel, WV), so cost-squeezed Wetzel, WV owners surface before listing.
Inside West Virginia, Wetzel County ranks 3rd of 55 counties for home-insurance distress at 86/100; Kanawha County (88/100) sits just above Wetzel County, and Boone County (86/100) sits just below Wetzel County.
Deterministic. Every Wetzel County, WV signal traces to a public Wetzel dataset (FEMA, NFIP, Census for Wetzel, WV) · how insurance distress works in Wetzel, WV · methodology
FAQ: Wetzel County, WV insurance distress
What is the Wetzel County, WV home-insurance-distress score?
Wetzel, WV: 86/100 (HIGH), #189 of 3,222, #3 in West Virginia. FEMA hazard, Wetzel, WV: 87/100; NFIP stress, Wetzel, WV: 86/100; construction, Wetzel, WV: 4/100; Wetzel, WV rescores monthly.
Is Wetzel County insurance distress getting better or worse (WV)?
Wetzel, WV: 74 in March 2026; Wetzel, WV: 78 in October 2026 (worse); Wetzel, WV climate component 73; Wetzel, WV NFIP claims score 86.
How many flood-insurance claims has Wetzel County, WV had?
Wetzel, WV: 18 NFIP claims, three years; Wetzel, WV paid $555,339; per Wetzel, WV claim $30,852; carriers reprice Wetzel, WV against that record.
Which Wetzel County ZIP codes carry the most insurance distress (WV)?
Wetzel, WV, June 2026: 26585 at 0, 26562 at 0, 26575 at 0, 26055 at 0; Wetzel, WV climate scores there: 66, 61, 60, 56.
Why does Wetzel, WV insurance distress create sellers?
A Wetzel, WV premium outruns the Wetzel, WV budget; a carrier leaves Wetzel, WV; Wetzel, WV carrying cost passes plan; Wetzel, WV owners sell while current; Wetzel, WV insurance distress leads Wetzel, WV foreclosure data.