Wood County, WV: Home-Insurance Distress & Forced-Sale Pressure
Wood County, WV: 70/100 (severe) home-insurance distress; Wood, WV band MEDIUM; Wood, WV #628 of 3,222 counties; Wood, WV #16 of 55 in West Virginia; raw Wood, WV 63.5.
FEMA hazard, Wood, WV: 63/100; Wood, WV declarations, three years: 4; Wood, WV perils: 3 flood; Wood, WV five-year count 4 (severity 7.0); Wood, WV ten-year 4; hazard-weighted, Wood, WV: 4.0.
Declared incidents on the Wood, WV record: 2026 Winter Storm 2; 2024 Flood 2 (Wood, WV).
NFIP claims, Wood, WV, three years: 12; Wood, WV payouts $271,282; per Wood, WV claim $22,607; Wood, WV claim-stress 81/100.
Wood, WV monthly score fell, 69 (March 2026) to 63 (October 2026); Wood, WV by month: March 69, April 69, May 69, June 69 (Wood, WV), July 66, August 65, September 72, October 63.
Wood, WV components: climate 52, NFIP claims 81; Wood, WV retreat index 63.
Construction distress, Wood, WV: 63/100 as of August 2026 (Wood, WV: 36/100 one-to-four unit, 100/100 multifamily).
Wood, WV ZIPs, June 2026 (Wood, WV, 13 highest): score 0 (Wood, WV), climate 79 (Wood, WV): 26101, 26104, 26105, 26133, Wood, WV 26142, 26150, 26169, 26181, Wood, WV 26187; score 0 (Wood, WV), climate 71 (Wood, WV): 26184; score 0 (Wood, WV), climate 70 (Wood, WV): 26180; score 0 (Wood, WV), climate 55 (Wood, WV): 26164; score 0 (Wood, WV), climate 15 (Wood, WV): 26143.
DLRadar rescores Wood, WV monthly; Wood, WV readings join Wood, WV foreclosure, lien and ownership parcels (Wood, WV), so cost-squeezed Wood, WV owners surface before listing.
Inside West Virginia, Wood County ranks 16th of 55 counties for home-insurance distress at 70/100; Upshur County (70/100) sits just above Wood County, and Randolph County (69/100) sits just below Wood County.
Deterministic. Every Wood County, WV signal traces to a public Wood dataset (FEMA, NFIP, Census for Wood, WV) · how insurance distress works in Wood, WV · methodology
FAQ: Wood County, WV insurance distress
What is the Wood County, WV home-insurance-distress score?
Wood, WV: 70/100 (MEDIUM), #628 of 3,222, #16 in West Virginia. FEMA hazard, Wood, WV: 63/100; NFIP stress, Wood, WV: 81/100; construction, Wood, WV: 63/100; Wood, WV rescores monthly.
Is Wood County insurance distress getting better or worse (WV)?
Wood, WV: 69 in March 2026; Wood, WV: 63 in October 2026 (better); Wood, WV climate component 52; Wood, WV NFIP claims score 81.
How many flood-insurance claims has Wood County, WV had?
Wood, WV: 12 NFIP claims, three years; Wood, WV paid $271,282; per Wood, WV claim $22,607; carriers reprice Wood, WV against that record.
Which Wood County ZIP codes carry the most insurance distress (WV)?
Wood, WV, June 2026: 26101 at 0, 26104 at 0, 26105 at 0, 26133 at 0; Wood, WV climate scores there: 79, 79, 79, 79.
Why does Wood, WV insurance distress create sellers?
A Wood, WV premium outruns the Wood, WV budget; a carrier leaves Wood, WV; Wood, WV carrying cost passes plan; Wood, WV owners sell while current; Wood, WV insurance distress leads Wood, WV foreclosure data.