What is the opportunity index?

DLRadar's 0-100 blend of property stress, foreclosure pressure, listing discounts, bank stress, insurance retreat, vacancy and auction activity, normalised to the local housing base and recomputed every night. The phase label (WATCHLIST, EMERGING, ACTIVE and so on) summarises where the index sits and how it is moving.

How does the monthly refresh work?

Your access runs 35 days per billing cycle and the file is rebuilt on download once it is more than seven days old, so each month you pull a current file. Cancel any time from the billing page.

How current is the data?

The as-of date is shown on this page, on the checkout and in the file header. A package is only offered while its datasets pass DLRadar's freshness gate; if a source stalls, the package is withdrawn until it refreshes.

Can I resell or republish the file?

No. Each file is licensed to the buyer and every row carries a per-order fingerprint. You may use it for your own research, marketing and acquisitions.

NationwideMonthly feed

Top-Ranked Investment Opportunities, National Monthly

Coverage right now: 3,221 counties ranked · 34K zips ranked · 51 states

Every county and ZIP ranked by DLRadar's opportunity index, refreshed monthly, with phase, drivers and component scores.

Every county with national and in-state rank, rank change, index, phase and seven component scores
Every ZIP with national rank, index, phase and driver
Rebuilt each cycle so you can track rank changes month over month
Records behind each county and ZIP from DLRadar's property files (Florida today)
A ranking, not a forecast: the backtest hit rate since 2000 is 25%, published on the free index
Not included: phone numbers, emails or skip tracing. Public-record data, dated, with the source named in every file.

Counties ranked: 3,221
ZIPs ranked: 34K
States: 51

What is in the file

2 CSV tables in one zip. Every table carries a header with the package, geography, as-of date and order id, and a dlr_ref fingerprint column.

County rankings

county_rankings.csv

One row per county, nationwide.

rank_nationalprevious_rank_nationalrank_changerank_statestatecounty_fipscounty_nameopportunity_indexopportunity_phaseconfidence_scoredata_coverage_scoreprimary_driversecondary_drivercapital_opportunity_scoreopportunity_change_1dopportunity_change_7dproperty_stress_scoreforeclosure_pressure_scorelistings_discount_scorebank_stress_scoreinsurance_scoreauction_events_90dshort_sale_listingsobserved_dom_daysvacancy_rate_pctzips_in_countynew_opportunity_flagexited_top_25_flagfading_opportunity_flagwhy_ranked_hererecords_distress_parcelsrecords_tax_delinquentrecords_discounted_listingsas_of

ZIP rankings

zip_rankings.csv

One row per ZIP, nationwide.

rank_nationalstatecounty_fipscounty_namezipopportunity_indexopportunity_phasecapital_opportunity_scoreprimary_driversignal_categories_presentsignal_volume_7drecords_distress_parcelsrecords_tax_delinquentrecords_discounted_listingsas_of

Sample rows

Real rows from United States, built by the same query as the paid file. Identifiers are blanked and names and addresses partly hidden (••••); your file carries the full values.

Download the masked sample (.csv)

county_rankings.csv34 columns · first 5 rows

rank_national	previous_rank_national	rank_change	rank_state	state	county_fips	county_name	opportunity_index	opportunity_phase	confidence_score	data_coverage_score	primary_driver	secondary_driver	capital_opportunity_score	opportunity_change_1d	opportunity_change_7d	property_stress_score	foreclosure_pressure_score	listings_discount_score	bank_stress_score	insurance_score	short_sale_listings	observed_dom_days	vacancy_rate_pct	zips_in_county	new_opportunity_flag	exited_top_25_flag	fading_opportunity_flag	why_ranked_here	records_distress_parcels	records_tax_delinquent	records_discounted_listings	as_of
1	2	1	1	FL	12047	hamilton	48.7	STRONG_BUY	HIGH	100	VACANCY	CONSTRUCTION	40.2	0.9	0.9	51.3	58.3	53.2	56.8	0.0	1	112.7	22.46	3	false	false	false	Ranked STRONG_BUY: distress pressure (49%) meets capital …	2	0	1	2026-10-19
2	1	-1	2	FL	12015	charlotte	47.7	STRONG_BUY	HIGH	100	VACANCY	INSURANCE_DISTRESS	35.2	0.6	0.6	50.9	56.1	39.1	54.8	79.3	190	76.2	21.47	17	false	false	false	Ranked STRONG_BUY: distress pressure (48%) meets capital …	289	267	380	2026-10-19
3	4	1	3	FL	12071	lee	45.5	STRONG_BUY	HIGH	100	VACANCY	CONSTRUCTION	35.1	0.8	0.8	48.6	52.6	37.8	51.8	46.4	289	67.1	21.19	38	false	false	false	Ranked STRONG_BUY: distress pressure (46%) meets capital …	122	100	621	2026-10-19
4	7	3	4	FL	12115	sarasota	44.3	STRONG_BUY	HIGH	100	VACANCY	CONSTRUCTION	33.3	0.6	0.6	45.8	51.9	37.0	55.2	46.9	179	96.7	18.57	28	false	false	false	Ranked STRONG_BUY: distress pressure (44%) meets capital …	97	56	274	2026-10-19
5	3	-2	1	KY	21197	powell	43.6	STRONG_BUY	HIGH	100	CONSTRUCTION	VACANCY	29.4	0.2	1.0	42.5	46.1	38.3	72.0	0.0	2	83.4	17.01	4	false	false	false	Ranked STRONG_BUY: distress pressure (44%) meets capital …	0	0	0	2026-10-19

zip_rankings.csv15 columns · first 5 rows

rank_national	state	county_fips	county_name	zip	opportunity_index	opportunity_phase	capital_opportunity_score	primary_driver	signal_categories_present	signal_volume_7d	records_distress_parcels	records_tax_delinquent	records_discounted_listings	as_of
1	TX	48395	robertson	77837	55.2	STRONG_BUY	53.3	VACANCY	6	6	0	0	2	2026-10-07
2	GA	13025	brantley	31553	54.7	STRONG_BUY	58.0	LISTINGS_DISCOUNT	7	7	0	0	1	2026-10-07
3	FL	12047	hamilton	32052	54.2	STRONG_BUY	49.0	VACANCY	7	7	1	0	1	2026-10-07
4	FL	12015	charlotte	33952	52.7	STRONG_BUY	46.2	VACANCY	7	7	23	21	69	2026-10-07
5	FL	12015	charlotte	33980	52.5	STRONG_BUY	44.9	VACANCY	7	7	3	3	14	2026-10-07

Questions

What is the opportunity index?: DLRadar's 0-100 blend of property stress, foreclosure pressure, listing discounts, bank stress, insurance retreat, vacancy and auction activity, normalised to the local housing base and recomputed every night. The phase label (WATCHLIST, EMERGING, ACTIVE and so on) summarises where the index sits and how it is moving.
How does the monthly refresh work?: Your access runs 35 days per billing cycle and the file is rebuilt on download once it is more than seven days old, so each month you pull a current file. Cancel any time from the billing page.
How current is the data?: The as-of date is shown on this page, on the checkout and in the file header. A package is only offered while its datasets pass DLRadar's freshness gate; if a source stalls, the package is withdrawn until it refreshes.
Can I resell or republish the file?: No. Each file is licensed to the buyer and every row carries a per-order fingerprint. You may use it for your own research, marketing and acquisitions.

Pairs well with

One U.S. state

$49

one-time

Top-Ranked Investment Opportunities, State

Every county and every ZIP in one state ranked by DLRadar's opportunity index, with phase, drivers, component scores and the plain-English reason each county ranks where it does.

Coverage: 3,221 counties ranked · 34K zips ranked

County table: national and in-state rank, rank change, index, phase, confidence, primary and secondary driver, seven component scores
ZIP table: national rank, index, phase, capital-opportunity score, driver, signal volume
New, fading and exited-top-25 flags so you see movement, not just position

Counties ranked: 3,221
ZIPs ranked: 34K

Refreshing — not on sale right nowSample Back when refreshed →

Nationwide

$79

per month

Bank Lending Exposure by ZIP Code, National

Every bank's branch footprint and stress score in every U.S. ZIP that has an FDIC branch. Stress refreshed monthly; branches from the annual FDIC Summary of Deposits.

Coverage: 631K rows · 4,228 banks

State, county, ZIP, bank, FDIC certificate, branches and stress score on every row
Covers every FDIC bank with branches, across every ZIP and county in the country
Rebuilt each cycle so you can diff month over month

Rows: 631K
Banks: 4,228

Data as of 2026-10-19Sample Subscribe →

All 16 packages → · Market research and investment opportunities