How current is the data?

The as-of date is shown on this page, on the checkout and in the file header. A package is only offered while its datasets pass DLRadar's freshness gate; if a source stalls, the package is withdrawn until it refreshes.

Can I resell or republish the file?

No. Each file is licensed to the buyer and every row carries a per-order fingerprint. You may use it for your own research, marketing and acquisitions.

One U.S. stateOne-time file

State Real Estate and Bank Risk File

Coverage right now: 55 states · 3,181 counties · 33K zip codes · data as of 2026-06-01

Every county in one state with market phase, HPI, bank exposure and insurance distress, plus bank exposure for every ZIP and the latest ZIP insurance reading.

County table: market phase and confidence, HPI change and drawdown, bank counts and stress, headwind, insurance distress
Bank exposure by ZIP for the whole state
Latest insurance distress score and retreat index for every ZIP
Full profile of every bank in the file: HQ, parent company, ticker, assets, equity, ROA, ROE, net income, deposits, noncurrent loan ratios, margin, rate-risk scores and stress trend
Not included: phone numbers, emails or skip tracing. Public-record data, dated, with the source named in every file.

States: 55
Counties: 3,181
ZIP codes: 33K

What is in the file

5 CSV tables in one zip. Every table carries a header with the package, geography, as-of date and order id, and a dlr_ref fingerprint column.

Counties

counties.csv

One row per county.

county_namecounty_fipsmarket_phasephase_confidence_0_100hpi_yoy_pcthpi_drawdown_pctbank_countbranch_count_totalweighted_avg_bank_stressmax_bank_stresscounty_headwind_score_0_100insurance_distress_scoreinsurance_retreat_indexinsurance_as_of

Bank branches

bank_branches.csv

One row per FDIC branch in the state (Summary of Deposits).

statecounty_fipszipbranch_citybank_namebank_certholding_companyservice_typebranch_deposits_usd_thousandsshare_of_bank_deposits_in_scope_pctbank_stress_scoresod_yearfdic_branch_id

Bank exposure by ZIP

bank_exposure_by_zip.csv

One row per ZIP with a branch.

statecounty_fipszipbranchesbanksdeposits_usd_thousandsavg_bank_stressmax_bank_stresslargest_bank_by_depositssod_year

ZIP insurance distress, latest

zip_insurance_latest.csv

One row per ZIP.

zipasof_monthinsurance_distress_scorescore_price_stressscore_climate

Bank profiles

bank_profiles.csv

One row per bank named in this file: headquarters, holding company and ticker, balance sheet and earnings from the latest call report, noncurrent loan ratios by type, margin and rate-risk scores, capital strength and the current stress score with its 7-day change.

bank_certbank_namehq_statehq_citystatusclosed_or_merged_datesuccessor_nameholding_companyholding_company_typetickerequity_trend_labelpct_off_52w_hicall_report_datetotal_assets_usd_thousandsequity_usd_thousandsequity_ratio_pcttangible_equity_ratio_pctleverage_ratioroaroenet_income_usd_thousandsnet_interest_income_usd_thousandsdomestic_deposits_usd_thousandsnoncurrent_re_loans_pctnoncurrent_commercial_re_pctnoncurrent_nonresi_re_pctnoncurrent_multifamily_pctnoncurrent_construction_pctnet_chargeoff_re_loans_pctnet_chargeoff_commercial_re_pctnet_chargeoff_nonresi_re_pctnet_chargeoff_multifamily_pctnet_chargeoff_construction_pctnet_interest_margin_pctnet_interest_margin_8q_avg_pctnim_compressionbank_loan_yieldbank_cost_of_fundsfixed_rate_trap_scorebank_rate_exposure_scorebank_risk_typedeal_implicationcapital_strength_scorebank_failure_riskbank_stress_scoredlradar_bank_gradestates_servedcounties_servedzips_served

Sample rows

Real rows from Florida, built by the same query as the paid file. Identifiers are blanked and names and addresses partly hidden (••••); your file carries the full values.

Download the masked sample (.csv)

counties.csv14 columns · first 5 rows

county_name	county_fips	market_phase	phase_confidence_0_100	hpi_yoy_pct	hpi_drawdown_pct	bank_count	branch_count_total	weighted_avg_bank_stress	max_bank_stress	county_headwind_score_0_100	insurance_distress_score	insurance_retreat_index	insurance_as_of
alachua	12001	CONTRACTION	30.058293284313467998000	-0.3	-2.1	18	53	61.0	94	39.28	86	86	2026-10-01
baker	12003	CONTRACTION	32.357978489511582549000	-0.9	-1.8	3	3	61.0	67	40.59	91	91	2026-10-01
bay	12005	NEUTRAL	29.228799212826340680000	3.8	-0.5	18	51	58.0	80	31.72	89	89	2026-10-01
bradford	12007	PEAK	23.196398880733200000000	3.8	0.0	4	4	56.0	65	30.48	91	91	2026-10-01
brevard	12009	RECOVERY	12.891752834126870513000	1.2	0.0	17	87	64.0	82	52.43	97	97	2026-10-01

bank_branches.csv13 columns · first 5 rows

state	county_fips	zip	branch_city	bank_name	bank_cert	holding_company	service_type	branch_deposits_usd_thousands	share_of_bank_deposits_in_scope_pct	bank_stress_score	sod_year	fdic_branch_id
NC	12031	32225	Jacksonville	Bank of America, National Association	••••	BANK OF AMERICA CORPORATION	full service, brick and mortar	59077939	34.68	71.29	2026	••••
FL	12103	33716	Saint Petersburg	Raymond James Bank	••••	RAYMOND JAMES FINANCIAL, INC.	full service, brick and mortar	41395171	100.00	66.91	2026	••••
FL	12031	32202	Jacksonville	EverBank, National Association	••••	EVERBANK FINANCIAL CORP	full service, cyber	27523960	82.18	73.48	2026	••••
FL	12086	33016	Hialeah	BankUnited, National Association	••••	BANKUNITED, INC.	full service, brick and mortar	13633213	65.77	76.28	2026	••••
FL	12086	33134	Miami	City National Bank of Florida	••••	EMPRESAS JUAN YARUR SPA	full service, brick and mortar	12642888	57.19	63.58	2026	••••

bank_exposure_by_zip.csv10 columns · first 5 rows

state	county_fips	zip	branches	banks	deposits_usd_thousands	avg_bank_stress	max_bank_stress	largest_bank_by_deposits	sod_year
NC	12031	32225	3	2	59243028	68.2	71.29	Bank of America, National Association	2026
FL	12103	33716	1	1	41395171	66.9	66.91	Raymond James Bank	2026
FL	12031	32202	2	1	27523960	73.5	73.48	EverBank, National Association	2026
FL	12086	33134	16	15	25597133	66.4	80.79	City National Bank of Florida	2026
SD	12086	33131	7	2	13936939	70.0	74.09	Wells Fargo Bank, National Association	2026

bank_profiles.csv49 columns · first 5 rows

bank_cert	bank_name	hq_state	status	holding_company	holding_company_type	ticker	equity_trend_label	pct_off_52w_hi	call_report_date	total_assets_usd_thousands	equity_usd_thousands	equity_ratio_pct	leverage_ratio	roa	roe	net_income_usd_thousands	net_interest_income_usd_thousands	domestic_deposits_usd_thousands	noncurrent_re_loans_pct	noncurrent_commercial_re_pct	noncurrent_nonresi_re_pct	noncurrent_multifamily_pct	noncurrent_construction_pct	net_chargeoff_re_loans_pct	net_chargeoff_commercial_re_pct	net_chargeoff_nonresi_re_pct	net_chargeoff_multifamily_pct	net_chargeoff_construction_pct	net_interest_margin_pct	net_interest_margin_8q_avg_pct	nim_compression	fixed_rate_trap_score	bank_rate_exposure_score	bank_risk_type	deal_implication	capital_strength_score	bank_failure_risk	bank_stress_score	dlradar_bank_grade	states_served	counties_served	zips_served
••••	JPMORGAN CHASE BANK NA	OH	active	JPMORGAN CHASE&CO	Holding Company	JPM	STABLE	-6.5	20260630	4091315000	341580000	8.35	11.98	1.59	18.55	31335000	50852000	2226790000	1.31	0.65	1.92	0.46	2.57	-0.005	0.000	0.078	-0.013	0.032	2.882	2.965	0.0830	57	57	CREDIT_DRIVEN	Borrowers are not paying — expect REOs, asset disposals a…	83	STRONG	64.68	C	48	629	14991
••••	BANK OF AMERICA NA	NC	active	BANK OF AMERICA CORP	Holding Company		STABLE	-7.2	20260630	2654645000	240789000	9.07	11.02	1.13	12.31	14947000	30384000	1983484000	1.21	1.12	1.96	0.25	0.25	0.033	-0.006	0.192	0.024	0.000	2.526	2.491	-0.0350	61	61	CREDIT_DRIVEN	Borrowers are not paying — expect REOs, asset disposals a…	79	STRONG	71.29	D	38	435	11426
••••	CITIBANK NATIONAL ASSN	SD	active	CITIGROUP INC	Holding Company	C	WEAKENING	-14.3	20260630	1976180000	171296000	8.67	11.54	1.06	11.69	10118000	25968000	896647000	0.70	0.00	2.41	0.67	0.88	-0.003	0.000	0.000	0.000	0.000	3.019	3.046	0.0271	50	50	CREDIT_DRIVEN	Borrowers are not paying — expect REOs, asset disposals a…	79	STRONG	74.09	D	13	52	2834
••••	WELLS FARGO BANK NA	SD	active	WELLS FARGO&COMPANY	Holding Company	WFC	WEAKENING	-11.6	20260630	1907928000	169518000	8.88	11.26	1.38	14.88	12808000	26396000	1554614000	2.21	0.17	3.43	1.51	4.28	0.004	-0.007	-0.012	0.334	0.498	3.129	3.268	0.1394	52	52	CREDIT_DRIVEN	Borrowers are not paying — expect REOs, asset disposals a…	85	STRONG	66.95	D	39	779	13901
••••	U S BANK NATIONAL ASSN	OH	active	U S BCORP	Holding Company				20260630	705554946	68833913	9.76	10.25	1.23	12.38	4225746	8764536	532853394	2.74	0.24	1.65	0.63	0.37	0.006	0.000	0.085	0.055	-0.220	2.868	2.838	-0.0297	52	52	CREDIT_DRIVEN	Borrowers are not paying — expect REOs, asset disposals a…	86	STRONG	66.84	D	29	488	9153

zip_insurance_latest.csv5 columns · first 5 rows

zip	asof_month	score_climate
32003	2026-06-01	83
32008	2026-06-01	32
32009	2026-06-01	63
32011	2026-06-01	63
32013	2026-06-01	16

Questions

How current is the data?: The as-of date is shown on this page, on the checkout and in the file header. A package is only offered while its datasets pass DLRadar's freshness gate; if a source stalls, the package is withdrawn until it refreshes.
Can I resell or republish the file?: No. Each file is licensed to the buyer and every row carries a per-order fingerprint. You may use it for your own research, marketing and acquisitions.

Pairs well with

One U.S. county

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County Real Estate and Bank Risk Report

Every FDIC branch in one county with its deposits, rolled up by ZIP, with the county's headwind score, the latest insurance distress reading and twelve months of unemployment.

Coverage: 3,181 u.s. counties · 4,228 banks scored

Every bank branch in the county from the FDIC Summary of Deposits: bank, holding company, branch city and ZIP, service type, deposits, and the bank's stress score
Bank exposure by ZIP: branches, banks, total deposits and the largest bank in each ZIP
County bank summary and headwind score (banks present, banks with stress, banks with real-estate loans)

U.S. counties: 3,181
Banks scored: 4,228

Data as of 2026-10-01Sample Buy →

One U.S. state

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90-Day Delinquency Report, State

Every county in the state: the CFPB-covered ones ranked and trended with full context, the rest with their metro or state reading, plus ZIP scores and the state and metro series since 2008.

Coverage: 3,150 counties · 51 states + dc

Every CFPB-covered county in the state ranked, with 3 to 36-month change, trend labels, peak since 2008, national percentile and the county context columns (unemployment, phase, house prices, opportunity rank, banks, insurance)
Every other county in the state with its metro-area or non-metro and state reading, flagged by basis, so no county is silently missing
Full monthly history since 2008 for the covered counties, plus the CFPB state and metro series

Counties: 3,150
States + DC: 51

Data as of 2025-12-01Sample Get it free →

Nationwide

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Bank Lending Exposure by ZIP Code, National

Every bank's branch footprint and stress score in every U.S. ZIP that has an FDIC branch. Stress refreshed monthly; branches from the annual FDIC Summary of Deposits.

Coverage: 631K rows · 4,228 banks

State, county, ZIP, bank, FDIC certificate, branches and stress score on every row
Covers every FDIC bank with branches, across every ZIP and county in the country
Rebuilt each cycle so you can diff month over month

Rows: 631K
Banks: 4,228

Data as of 2026-10-19Sample Subscribe →

All 16 packages → · Bank distress and institutional data