ZIP 02538 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 02538 (Plymouth County, Massachusetts) lands at 23/100 — low on DLRadar's distress scoring. The split runs 51/100 structural to 2/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (91/100), flood (NFIP) exposure (81/100)). What sets it apart are the readings on structural risk (51/100), construction/permit lag (31/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 17% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

4,556 residents call 02538 home, typically aged 40. The typical home is worth about $392,000 (3.1× income, relatively affordable). The tenure split is 75% owner-occupied to 25% rented. About 22% have a four-year degree. There are about 1,649 housing units across 02538. Vacancy runs 5.5%. Around 62% of renters are cost-burdened. At $110,882, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 31/100. 5.1% of residents fall below the poverty threshold.

Overall 02538 looks resilient on the surface, so the edge is isolating individual stressed parcels. There is no property file for 02538 at the moment; the composite and its components are still built from verifiable records.

No ZIP is too small to score: 02538 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 02538 shows blanks, not estimates, wherever the record is sparse.

Behind 02538's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 02538 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.