ZIP 02554 Foreclosure, Tax-Lien & Distress Report

Nantucket County, Massachusetts's ZIP 02554 registers 14/100 composite distress, which DLRadar reads as minimal. Its standout signals are construction/permit lag (49/100), structural risk (31/100), mortgage stress (13/100). By contrast, mortgage stress (13/100) and institutional ownership (5/100) register low. The split runs 31/100 structural to 4/100 active on the ground.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 17% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 55.2% — elevated. A median home runs $1,595,700 here, or 11.0 times local income. Around 37% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 49/100. The ZIP holds roughly 11,063 housing units. Median household income is $125,524, above the U.S. median near $78,000. The tenure split is 76% owner-occupied to 24% rented. The poverty rate is 2.3% — low. 14,033 residents call 02554 home, typically aged 41. Around 59% of adults hold a bachelor's degree or higher.

Taken together, 02554 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 02554 at the moment; the composite and its components are still built from verifiable records.

Whether 02554 runs hot or quiet, its 14/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 02554 can be compared directly against any other ZIP in Nantucket County, Massachusetts or nationwide. The score is rebuilt from public data as it updates, so 02554 reflects the current record instead of a stale or modeled snapshot.

Each component behind 02554 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 14/100 roll-up. The point of the 02554 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.