ZIP 06438 Property Distress & Foreclosure Data

ZIP code 06438 in Connecticut carries a composite property-distress score of 0/100 — a minimal reading on DLRadar's deterministic public-record index. The latent-versus-live split is 1/100 structural and 0/100 already moving. What sets it apart are the readings on institutional ownership (3/100), mortgage stress (1/100), structural risk (1/100). On the quiet end sit mortgage stress (1/100) and structural risk (1/100).

The expansion-phase market in 06438 posted values that rose 5.4% over the year, and 28% higher over three years (phase confidence 48/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

At $127,905, median income runs above typical U.S. levels. 82% of housing is owner-occupied. Around 54% of renters are cost-burdened. Around 55% of adults hold a bachelor's degree or higher. The poverty rate is 3.1% — low. The ZIP holds roughly 1,160 housing units. The typical home is worth about $362,500 (2.9× income, relatively affordable). The demographic-stress sub-score lands at 26/100. The vacancy rate is 15.2% — elevated. Population is roughly 3,012 with a median age of 46.

On the whole, 06438 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

0/100
Composite stress
1/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 06438

Foreclosure activity0
Mortgage stress1
Climate / FEMA risk0
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

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Deterministic. Every signal traces to a public dataset · methodology