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Distress scoring by county and ZIP, market phase, and the day queue.

ZIP 32822 Foreclosure, Tax-Lien & Distress Report

Orange County, Florida · Distress market

Composite property distress in 32822 (Orange County, Florida) lands at 38/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (99/100), FEMA disaster exposure (98/100), flood (NFIP) exposure (90/100). The latent-versus-live split is 84/100 structural and 8/100 already moving. The sharpest non-environmental signals are structural risk (84/100), institutional ownership (73/100), construction/permit lag (67/100). On the quiet end sit mortgage stress (28/100).

The market reads peak — home values held roughly flat year on year, and 21% higher over three years, at 14/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $52,944, median income runs below typical U.S. levels. Population is roughly 67,636 with a median age of 38. Owners hold 42% of homes, renters 58%. Rent burden reaches 55% of tenant households. The poverty rate is 18.0% — high, a tax-stress and distress correlate. There are about 27,287 housing units across 32822. The typical home is worth about $255,000 (4.2× income). On demographic stress specifically, 32822 scores 40/100. About 26% have a four-year degree. Vacancy runs 10.4%.

Net-net, 32822 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 32822 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 32822 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 38/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 32822 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 32822 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 38/100 roll-up. The point of the 32822 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

38/100
Composite stress
84/100
Structural risk
8/100
Distress activity

ZIP 32822 distress signals, scored

Foreclosure activity0
Mortgage stress28
Climate / FEMA risk99
9 further dimensions of distress are measured for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

The 32822 distress snapshot

A live read on 32822: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Orange County ZIPs near 32822

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Each signal above is traceable to an open dataset · methodology

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